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Home Loans

There are many Home Loans out there in the market place, with different situations in which you would use them. Understand the different types of home loans, when you would use particular type of home loan as well as the different features that are used to make up a home loan.

Types of Home loansTypes of Home loans
Information on the different types of general home loans.

Situation Based Home loans and Specialised Home LoansSituation Based Home loans and Specialised Home Loans
Range of home loans that are specialised for individual needs.

Home loan FeaturesHome loan Features
A look at some of the most popular home loan features.

Types of Home loans ? Return to Top

Basic Home Loans

Don’t need “bells and whistles”, a basic loan could be the answer.
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Basic Home Loans

Standard Variable Rate Home Loans

A standard home loan offers a mix of features, flexibility, interest rates and fees.
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Standard Variable Rate Home Loans

Fixed Rate Home Loans

Worried about rising rates, then a fixed rate home loan may be the solution.
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Fixed Rate Home Loans

Interest Only Home Loans

Offering lower repayments, they are particularly suitable for investors.
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Interest Only Home Loans

Line of Credit Home Loans

Also known as a revolving line of credit, these loans have become popular due to their flexibility and features.
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Line of Credit Home Loans

Lo Doc Home Loans

Less paperwork and fewer hassles for the self-employed people.
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Lo Doc Home Loans

Home Loans for Non-conforming Borrowers

Not so long ago, anyone considered “credit impaired” or non-conforming…
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Home Loans for Non-conforming Borrowers

Interested in Interest Only?

When choosing a home loan, most Australians opt for a traditional principle and interest home loan…
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Interested in Interest Only?

No Deposit Home Loans

Today’s rising property prices and high rents make saving for a deposit more difficult than ever before.
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No Deposit Home Loans

Situation Based Home loans and Specialised Home Loans ? Return to Top

Construction Home Loan

If you’re building or renovating, a construction loan is a good option.
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Construction Home Loan

First Home Buyer Home Loan

Finding your home can be challenging, finding the right home loan can be too.
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First Home Buyer Home Loan

Investment Property Home Loans

Finding the right home is only half the battle; finding the best finance is the other.
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Investment Property Home Loans

Professional Packaged Home Loans

Lenders offer special loan deals in an effort to attract people on higher income.
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Professional Packaged Home Loans

Second Home Loan

Every time you buy and sell, finding the right loan will be different.
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Second Home Loan

Home Equity loans

Your home is likely to be your biggest asset, why not put this asset to work.
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Home Equity loans

Bridging Home Loans

Usually needed when you purchase again before selling an existing property.
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Bridging Home Loans

Home Improvement Loans

When you decide to renovate, finding a loan to suit your needs is important.
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Home Improvement Loans

Home loan Features ? Return to Top

Offset Account

An offset facility can be a simple way of paying off your mortgage sooner.
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Offset Account

Redraw Facility

A redraw facility is a popular feature that allows you to access paid off funds.
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Redraw Facility

Split Rate Home Loans

Brings the benefits of variable and fixed interest rates into a single home loan.
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Split Rate Home Loans

Choosing a Home Equity Loan

Can’t afford a bigger home or a long-awaited holiday? Think again.
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Choosing a Home Equity Loan

Finance for Home Improvement

When it comes to renovating or building a home, there are many different finance options available.
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Finance for Home Improvement

Home Loan Affordability

No matter how much you have to spend (or don’t have), the first step to home ownership is to draw up a budget and stick to it. Be realistic.
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Home Loan Affordability

How Much Can You Borrow?

What lenders look for when determining the size of your home loan – and how to boost your borrowing capacity.
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How Much Can You Borrow?

Quick Guide to Getting a Home Loan

You’ve found the perfect home. Now it’s time to apply for a home loan.
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Quick Guide to Getting a Home Loan

Rapid Refinancing

With so many loans and lenders to choose from, borrowers today enjoy much greater flexibility when it comes to finding a home loan to suit their needs.
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Rapid Refinancing

When the Home Loan Honeymoon Ends

Honeymoon loans can be a great way to buy a property sooner but what happens once the honeymoon period is over?
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When the Home Loan Honeymoon Ends

Applying for a Home Loan

Buying a home for the first time can be daunting, especially when it comes to choosing a home loan.
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Applying for a Home Loan

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