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- Great Interest Rates
- Interest rates on Home Loans
- Variable rates with one-year fixed honeymoon rate
Our table shows:
- the lender's published rate
- the "comparison rate" - a government-specified "artificial" rate that takes into account both interest and the fees and charges you would pay on a $150,000 loan over 25 years
- "upfront fees", including application fees, valuation charges, legal charges and other fees
- "ongoing fees" which are paid each month, quarter or year for the life of the loan
To determine the right loan, you must deal with more than just rates and fees. You must find out:
- Is this loan available to me?
- Does this loan come with the features I need?
- Can the lender deliver the level of service I need?
The rates and fees that apply at the start of a loan are also likely to change during the life of the loan.
| Lender | Product | Rate | Comparison rate | Upfront fees | Ongoing fees |
|---|---|---|---|---|---|
| BankSA | 1 year Introductory Fxd | 6.64% | 7.50% | $700.00 | $10/m |
| Bankwest | Mortgage Shredder 1y Fxd | 6.99% | 7.32% | $700.00 | Nil |
| Commonwealth Bank | 1 year Guaranteed Rate | 6.94% | 7.45% | $750.00 | $8/m |
| St George Bank | Intro 1 year Fixed | 6.64% | 7.50% | $700.00 | $10/m |
| Suncorp Bank | Introductory 1yr Fixed | 6.74% | 7.51% | $600.00 | $10/m |
| AMP Banking | Introductory 1yr Fixed | 6.49% | 7.51% | $895.00 | $10/m |
Rates are for information purposes only and must be confirmed by your eChoice home loan manager or the company quoted. Rates data copyright © 1998-2009 Canstar Cannex (Aust) Pty Ltd.
