This list of eChoice lenders has been selected to ensure you receive the right products and service.
Across Australia, eChoice represents these lenders:
AMP Banking
For more than 150 years, AMP has been helping Australians reach their financial goals and create the lives they want for themselves. AMP Banking continues the tradition. It's a new way of banking. It doesn't have branches; instead they work with you directly, to provide top line home loans, everyday and savings accounts, credit cards and business banking. What does it mean for you? More efficient and relevant service ? so you get what you need faster.
ANZ Banking Group
Another of Australia's best-known lenders, ANZ offers a full range of financial products and services in Australia and New Zealand. In July 2003, five of its loans were rated by the independent Cannex rating service as "five-star" - the highest rating available
BankWest
A leading Western Australian lender building a national presence, BankWest is a subsidiary of Halifax Building Society. In July 2003, seven of its loans were rated by the independent Cannex rating service as "five-star" - the highest rating available. Three of its products ranked in the top ten in their categories in Your Mortgage magazine's 2003 Mortgage of the Year awards.
Bluestone
Bluestone specialises in providing mortgage finance to borrowers who do not fit the criteria of traditional lenders.
Citibank
Citibank in Australia is part of Citigroup, one of the world's largest financial services organisations. Citibank commenced consumer operations in Australia in 1985 when it was the first foreign bank to be granted a banking licence.
Collins Securities
Collins Securities is one of Australia's largest and oldest non bank home loan lenders, providing home loans across Australia since 1993. In that time it has gained a reputation for offering a multitude of products that suits just about every individual requirement.
Colonial
Colonial is fully owned by the Commonwealth Bank of Australia, one of Australia's leading providers of integrated financial services including retail banking, funds management, superannuation and general insurance. In July 2003, five of its loans were rated by the independent Cannex rating service as "five-star" - the highest rating available. Four of its loans ranked in the top ten in their categories in Your Mortgage magazine's 2003 Mortgage of the Year awards.
(Colonial - banking products of the Commonwealth Bank of Australia ABN 48 123 123 124)
Heritage Building Society
Australia's second-largest building society, Heritage has consistently won awards for its loans over the past three years. It won Your Mortgage magazine's Mortgage of the Year award for 2003, as well as reclaiming Your Mortgage's Best Building Society or Credit Union of the Year Award which it had also won in 2001. Your Mortgage also awarded it five gold and three silver awards for its loans in the 2003 Mortgage of the Year award. In July 2003, five of its loans were rated by the independent Cannex rating service as "five-star" - the highest rating available. It is a mutual society owned by its members.
Homeside
HomeSide is a division of National Australia Bank. HomeSide offer an innovative range of financial products developed as a result of applying pro-active thinking to changing financial market conditions. They offer a variety of home and investment loans, each providing different features and benefits.
ING Direct
Part of one of the world's largest banks, ING Direct was named Best Bank 2001 by Your Mortgage magazine. Its loans ranked among the top ten bank loans in every category of Your Mortgage magazine's 2003 Mortgage of the Year awards.
La Trobe Financial
La Trobe Financial is an Australian founded, owned and operated mortgage lender, established on 3 August 1952 in Melbourne. La Trobe Financial has established and maintains a broad geographic spread of quality, primarily residential mortgage assets across Australia, with over 80% of securities domiciled in the major capital Australian cities of Sydney, Melbourne, Brisbane, Adelaide and Perth.
Liberty Financial
Liberty specialises in providing home loans to customers with special needs.
OneLend
OneLend is a specialised home loan company delivering niche market products aimed at all areas of credit worthiness. Many people believe their financial situation or history may hinder their ability to purchase a home.
Paramount
Australia's premier second tier lending specialist; Paramount specialises in true non-conventional loans like Lo-doc, No-doc and Credit impaired borrowing needs.
Pepper Home Loans
Pepper Home loans is a specialist residential mortgage lender that offers genuine alternatives to the rigid lending criteria used by traditional lenders and can help those who have difficulties obtaining a mortgage through others.
RAMS Home Loans
RAMS is a 100 per cent Australian owned non-bank lender. Launched as a retail brand in 1995, RAMS is widely regarded as one of Australia's most successful non bank lenders.
Suburban Management
A niche lender with a long history in the Melbourne home loan marketplace, Suburban provides a high level of personal service.
Suncorp
The Suncorp Group is one of Australia's leaders in banking, insurance, investment and superannuation. he Suncorp Group is Australia's 6th largest bank. The Group focuses on retail consumers and small to medium business.
St George Bank
Australia's fifth-largest bank, St George won Your Mortgage magazine's Best New Product of the Year award for 2003. Nine of its loans ranked in the top ten in their categories in Your Mortgage magazine's 2003 Mortgage of the Year awards
Westpac
This major Australian lender provides banking, investment, insurance and other financial services and can trace its origins all the way back to 1817. Three of its products ranked in the top ten in their categories in Your Mortgage magazine's 2003 Mortgage of the Year awards
eChoice has selected this panel of lenders to ensure that you receive the loan features, rates and service that best match your needs. Most listed lenders operate nationally; a number are restricted to particular states or areas.
You pay nothing to use eChoice's service; the successful lender pays eChoice a pre-determined fee for introducing you. eChoice offers only lenders who will pay this fee.
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