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Home Loans Mortgage Broker - find the right property loanSearch for home loans at eChoice & our expert advisors will provide you with the mortage options to best suit your first buyer or investment homeloan needs.
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Need help with your Home Loan? See the frequently asked questionsDo you need help with your home loan? See eChoice's frequently asked questions on mortgages, refinancing, investing and on insurance in Australia.
eChoice supporting the communityLearn about how the Australian mortgage broker eChoice Home Loans supports local communities and charities across Australia.
About Home Loans and InsuranceThousands of Australian customers choose eChoice for home loans because we are a respected and established mortage broker established since 1998.
Home Loan Lenders - representing lenders throughout AustraliaeChoice's lenders have been carefully selected to ensure you receive the right products and service.
Privacy Policy eChoice Mortage CompanyeChoice will not obtain personally-identifying information about you when you visit our site, unless you choose to provide such information.
Terms and ConditionsThis site is owned and operated by eChoice Pty Ltd. eChoice and the names of eChoice's products are the intellectual property of eChoice.
ContactCall eChoice now on 13 13 00 to make an appointment or submit the contact form and one of our home loan experts will contact you to discuss your enquiry.
About the Home Loan Services we at offereChoice uses a combination of expertise and technology that makes borrowing and finding life and income protection faster and easier.
Great Interest Rates
Best Home Loan Interest Rates for your MortgageAt eChoice our experienced mortgage consultants and smart technology means we can instantly identify the home loan that best meets your needs.
Types of Interest Rates offeredeChoice will find you the best interest rates from standard variable rates to home equity loan rates, fixed rates and honeymoon rates and much more.
Interest Rates on Home Loans MortgagesAfter checking the latest interest rates let eChoice find you a great home loan by applying online or call now on 13 13 00 to make an appointment.
Interest Rates on Home Loans and MortgagesAfter checking the latest interest rates let eChoice find you a great home loan by applying online or call now on 13 13 00 to make an appointment.
Home Buyer Centre
Monthly Home Loan BulletinGet a monthly eChoice Home Loan newsletter and keep informed of the latest mortgage and insurance offers from the leading Australian loan providers.
Understand Home Loans & Mortgages GuideeChoice will help first home buyers and investors alike in understanding the type of home loans available in todays competitive property market.
How to Find the Right Home at the right priceWith our expert property knowledge eChoice will help you find the home you have dreamed about at the right price.
How to Find the Best Home Loan and MortgageFinding the right home loan is a big task so why not let eChoice find the mortgage for you! Our experts will assist you to get the best home loan.
Understand Home Loans & Mortgage GuideeChoice will help first home buyers and investors alike in understanding the type of home loans available in todays competitive property market.
Guide to Investing in PropertyeChoice offers a thorough online guide to investing in residential property, which will help you find the right home loan at the right rate.
Home Loan Guide to Help Understand your MortgageUnderstanding home loans is easy at eChoice! Check out our comprehensive guide to mortgages whether refinancing or investing.
Home Buying Contract BasicsThe legal document that describes the property, price, seller, buyer and conditions of transaction is called the contract for sale.
How to Win at Auction & Tips on Bidding for a HomeeChoice will show you how to bid at your next auction by sticking to a clear strategy giving you the best chance of a good buy at a good price.
Closing Process Final Offers & Property SettlementeChoice will show you what to expect and how to boost your negotiating position to get to your dream home. Here you will find tips on submitting your final offer and more.
Home Loan Legal Advice on Property SettlementWhether you are a first home buyer or experienced buyer you will get plenty of professional help from eChoice such as settling a property or reviewing the contract.
Negotiating To Buy Your Home TipseChoice will provide home buyers with plenty of helpful tips on how to negotiate successfully and save thousands from the cost of buying a home.
How to Pay Off Your Loan FastereChoice's 10 simple loan rules will help you pay off your home loan faster. Learn the tips and tricks on how to save time and money on your home loan repayments.
Solicitor or Conveyancer transfer ownership new propertyWhen using either a solicitor or a conveyancer to transfer ownership of your new property you can learn about the best options on eChoice.
How to Spot the Dummy Bidder at AuctionWith eChoice you will learn how to spot the dummy bidders at an auction and secure yourself the best possible price for your new home or investment property.
How to Analyse Property Prices become Market ExpertTo make a wise investment, home buyers and property investors need good property market knowledge. eChoice will help you make the right decision.
Building Your Own Home GuideDid you know that building from nothing costs up to 30% less per square metre than renovating? Learn more about building your own home at eChoice.
Building Your Own Home GuideBuying off the Plan help at eChoice,Did you know that building from nothing costs up to 30% less per square metre than renovating? Learn more about building your own home at eChoice.
Choosing Your Neighbourhood when Buying a HomeWhat should you look out for when choosing your new neighbourhood? eChoice will provide you with tips and help guides on Australian neighbourhoods.
Finding the Right Home from a Display VillageIf you're buying a home off the plan the display village becomes the centre of your home-buying decision. eChoice will ensure you get value for money.
Find the Right Home Display VillageIf you're buying a home off the plan the display village becomes the centre of your home-buying decision. eChoice will ensure you get value for money.
Strata TitleCompany or Torrens Title, Old System Titles all explained at eChoice,Learn about the diferent types of titles such as torrens title, strata title, old system title and what they mean. Read about what these titles offer and the restrictions they hold.
Steps to Buying your Dream HomeLearn from eChoice on what to look out for when buying your new home. Real estate agents can help but their interests lie in generating big commissions.
Extra Home Loan Features & Mortgage BenefitsExtra features can make a home loan work for you more effectively. A little fine-tuning can deliver your loan quicker or more conveniently, or cut your early payments.
Fixed Or Variable Rate Home Loan? Choose the right mortgageThe big question today for new home buyers is whether to go with a fixed interest rate or a variable rate home loan. eChoice can help with your decision.
Home Loan & Mortgage length; which is bestFor many home owners, paying off the home loan is their top priority. Compare the benefits of 10, 15, 20 and 30 year home loan terms at eChoice.
Home Loan Insurance and Mortgage ProtectionLearn about how to protect your home with home loan insurance. Income protection insurance cuts the risk that a sudden loss of income-earning ability will force you to give up your house.
Combined Home Loan Accounts Mortgage Offset LoansFind out the benefits of All-In-One and mortgage offset accounts that let you use your everyday funds to help pay off your mortgage.
Questions Your Home Loan Mortgage Manager Will AskWhen talking to your home loan manager be prepared for the meeting, review the questions that will be asked and what papers you will need to provide.
Interest Only Home Loan & Mortgage BenefitsTread carefully with this investor-oriented option. Interest-only suits some investors so let eChoice help you decided on the right home loan for you.
Home Loan Lender Services and ExpectationsIf you need your loan fast, you may want to choose a lender based on their speed of service. In this case, eChoice can steer you towards the lenders who are performing.
Fixed Rate Home Loan benefits mortgage disadvantagesLearn from eChoice about the benefits and disadvantages of fixing your home loan rate and why you should think twice about fixing.
Beginner's Guide to Residential Property and InvestingRead the beginners guide to eChoice Residential Property Investing. Find out everything you need to know about investing in the property market.
Home Loan & Mortgage Tips for better loan decisionRead our tips on how to find a better home loan. Learn about the risks, and benefits of the various home loans available and how to make the right choice.
How to Beat Rising Interest RatesMany home loan borrowers will face higher costs following interest rate rises. Be prepared with our easy 10 eChoice Step Guide to staying ahead of rising rates.
Buying a New Home Versus Renovating HomesWeigh up the advantages of Renovating versus Moving with eChoice and learn about the costs and issues related to buying and renovating.
GST and Your PropertyWhen you buy, sell or build a new home, various taxes and charges apply. Learn from eChoice about the effects of GST when you Buy, Sell or Build a new home.
Home Loan & Mortgage Dictionary for borrowersOn this page you will find a full home loan dictionary, explaining well over 100 different terms. If your looking for a home loan glossary online visit eChoice.com.au.
Bad Credit Home Loans & MortgagesThere is a home loan for everyone including those with bad credit and credit impaired borrowers. Our experienced home loan consultants can help you get your finances straight again.
Costs of Refinancing your Property Home Loan & MortgageApplication fees, stamp duties, discharge fees and mortgage insurance are just some of the costs you need to understand as you refinance your home.
Renting vs. Buying your own homeThe recent boom in house prices shows just how effective property can be as a means of building wealth Learn from eChoice about the benefits to buying vs. renting a property.
Right & Wrong Way of Refinancing Home Loans and MortgagesFind out how to ay off debts quicker and cheaper by rolling them into your home loan. Read out tips and guides on the best ways for you to refinance and what to avoid.
Home is an Investment so use its equity to build wealthThe eChoice 5 Step Guide to Maximising your Property is a must for anyone who owns or want to own a home. Owning a home is a sound investment.
Basic Guide To Home Loans & MortgagesA home loan, also called a mortgage, is simply a long-term loan and it is designed to be paid off slowly through manageable repayments.
Basic Guide To Home Loan & Mortgage RefinancingRefinancing your home loan can bring you substantial benefits. Find out from eChoice how home loan refinancing works and when and how you would refinance.
Home Loan Calculators
Home Loan Budget Planner for your MortgageEnter your annual income and expenses into our innovative online Budget Planner to help you assess your financial position for home loans.
Extra Home Loan Repayments Calculator for your MortgageUse the free eChoice Extra Home Loan Repayments Calculator to find out how quickly extra repayments can reduce your home loan.
How Much Can I Borrow CalculatorUse the free eChoice Home Loan Borrowing Calculator to quickly show you how much you can borrow towards your own new home.
Home Loan Repayments Calculator for your MortgageUse the free eChoice Home Loan Repayments Calculator and it will show you how much your weekly, fortnightly or monthly mortgage repayments will be.
Home Loan Calculators - calculate your mortgage paymentsA complete list of home loan calculators. Including borrowing, repayments, savings, budget, split loan, lump sum payments, stamp duty and other calculators for various kinds of home loans.
Home Loan Comparison Calculators for your MortgageUse this free eChoice Home Loan calculator to compare two different home loans to see which mortgage is cheaper and will save you more.
Lump Sum Repayments CalculatorUse this free eChoice Lump Sum Payment Calculator to reduce the interest on your mortgage and reduce your home loan term.
Split Home Loan Repayments CalculatorThis free eChoice Split Repayments calculator will help you determine your fixed and variable rate portion repayments on a split-loan.
Home Loan Savings Calculator for your MortgageThis free eChoice Home Loan Savings Calculator will show you how much you can save over time from an initial contribution and regular ongoing deposits.
Stamp Duty CalculatorThis clever and free eChoice Stamp Duty Calculator will show you the duty fees and charges depending on which state you are in.
Home Loan Login
Home Loan Account LoginLogin to your eChoice Home Loan Internet Account and check your monthly repayments online. Register online now for your account!
Home Loan Types
General Home Loan Types and MortgagesFrom Basic to No Deposit home loans eChoice will show you the various types of home loans available today and help you find the right type of loan.
Home Loan Features & Types of Mortgages AvailableLearn from eChoice about the different home loan features available such as what is an Offset Account or what a Redraw Facility means.
Special and General Home LoansLearn from eChoice about the types of home loans available to Australians by reading about the features and specifications of the various mortgages.
Lenders Mortgage Insurance benefitsOn this page you can read about the benefits of mortgage insurance, how it works, the costs and where to purchase mortgage insurance.
Specialised Home Loans typesSpecialised Home Loans include second home loans and constructions loans and more, which you can learn more about on this page.
Basic Guide to MortgagesOne of the simplest ways to own your home sooner is to pay the lowest rate possible and as few bank fees as possible. eChoice can show you how to achieve this.
Fixed Rate Home Loans - advantages for your mortgageIf you?re worried about rising interest rates, then a fixed rate home loan may be the solution. eChoice compares over 25 lenders to find you the best fixed rate loan.
Interest Only Mortgage benefits of home loansAre you familiar with the concept of interest only home loans? Learn about the benefits of interest only mortgage from eChoice home loan comparison service.
Line of Credit Mortgage benefits for home loansA Line of Credit Home Loan is a credit facility secured with a first mortgage on a residential property and is similar to a credit card allowing you to withdraw funds.
Lo Doc Home Loans - Low Doc MortgageA lo-document loan or lo-doc or low-doc loan for short is a type of loan that caters mainly for self-employed borrowers. eChoice will source you the right low document loan from thousands of products.
No Deposit Home Loan and Mortgage benefitsLenders can approve loans of up to 100% of the value of a property. eChoice compares thousands of products to find you the right No Deposit Home Loan.
Split Rate Home Loan and Mortgage benefitsA split or combination home loan brings together the benefits of variable and fixed interest rates into a single mortage. eChoice can find you the best loans.
Standard Variable Rate Home Loans and MortgagesA standard variable rate home loan is one of the most popular mortgages around. An eChoice standard home loan offers the right mix of features, flexibility, interest rate and fees.
Home Loan Offset Account for your MortgageA mortgage offset account is simply a savings account linked to your loan account and it can help to reduce the loan principal. eChoice can find you the best offset account.
Home Loan Redraw Facility for your MortgageRedraw allows you to make additional repayments into your home loan account and then access these extra funds when necessary. Find Redraw Loans at eChoice.
Bridging Home Loans and MortgageseChoice Bridging Finance is a service offered to help you solve the problem of coordinating settlement on one property with the purchase of another.
Construction Loans & Specialised Home Loans and MortgagesThe difference between a Construction Loan and a Standard Home Loan is that instead of a lump sum payment at agreement signoff, the loan is usually drawn down in stages.
First Home Buyer Home Loans and MortgagesFirst home buyers can choose from a wide range of lenders and loan products. View the major loan types recommended for first home buyers from eChoice.
Home Equity Home Loans and MortgagesYour home is likely to be your biggest asset. Why not put this asset to work by taking out a home equity loan? eChoice can find you the best home equity loans.
Home Improvement and Renovation LoansThere are plenty of good reasons for choosing to renovate rather than move. eChoice Renovation Loans are easier and reduce the risk of overcapitalising.
Investment Property Home Loans and MortgageseChoice offers innovative Investment Property Home Loans that will ultimately depend on your particular investment strategy and the type of property.
No Doc Home Loans and MortgagesThere are many no-doc products on the market today with many lenders offering standard and premium no-doc loans. Let eChoice find you the best lender.
Professional Packages and Home Loans and MortgagesProfessional Packages suit low-risk borrowers that have sufficient income or assets. eChoice packages offer discounted interest rates and account fees.
Second Home Loans and MortgagesWhen it comes time to sell one home and purchase another let eChoice help you make the process a whole lot easier. It's all online and it's easy and free.
Home Loans For
How to Buy Your Second HomeIf you are looking to buy your second or subsequent home you should let eChoice help you find the best deal. Act now and register online.
Bad Credit and Credit Impaired Home LoansWith a wide range of eChoice home loans even people considered credit impaired or having bad credit can apply for a home loan. Register online now.
First Home Buyer Loans & buyers granteChoice will clearly show you how much can you afford to borrow towards your first home, what deposit amount you need and the types of loans you can apply for.
All Home Loan Types AvailableAll types of home loans available in Australia are available at eChoice. From first home buyers to refinancing, and from the credit impaired to the investor buying another home
Investing In Property Home LoansLearn from eChoice about the products and features of investment property loans. We will help find you the right investment loan online now.
Refinancing Your Property Home LoansToday's competitive home lending market makes refinancing much easier than in the past. eChoice will give you many good tips when refinancing.
Returning Home Loan CustomersReturning eChoice customers can easily apply for new loans, or top up your existing loan. Simply register online and get started!
Home Loans for Self Employed - find a mortgageLearn more about the home loans available to the Self Employed. Read about the products and services as well as the benefits of self employed loans.
Using Equity in Your HomeEquity is the difference between what your property is worth and what you owe. Learn how to use your equity in your home from eChoice.
Property
Property Investment Loans - invest in the right loaneChoice property specialists will show you how much you can borrow towards your investment property at the best loan rates and deals.
Life & Income Protection
Mortgage Protection Insurance & Life and Income Protection - find the right loan insuranceSearch for Mortgage Protection plans at eChoice & our expert advisors will provide you with the best Life and Income Protection insurance options to suit your personal needs.
Comercial Loans
Commercial Loans - find the right commercial loanSearch for commercial loans at eChoice & our expert advisors will provide you with the loan or refinance options to best suit your business needs.
Partners
Home Loan Affiliates - join the eChoice Partner Program and refer loan and insurance customersThe eChoice Partner Program is an affiliate program designed for online publishers to promote eChoice loan and insurance products and services
