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Click Here to Get StartedBudget Planner
You need not have a notebook for listing down your budget. From now on, just visit eChoice online and use the Budget Planner. This calculator helps you allocate your finances better. And unlike the other calculators here, all fields here are variable.
This planner has six main parts. First is the income/transport tab where you can key in your salary details such as your net salary, investment income, bonuses and miscellaneous income. You may also enter your transport expenses such as maintenance fees, petrol, public transport and other expenses.
Next, the expenses tab is where you can budget your utility bills and household expenses. Key in your monthly expenses for the fields stated above to get a view of annual costs. Also, the frequency for every field can be adjusted to a weekly, fortnightly, monthly or annual option.
The third tab is the insurance/superannuation tab wherein you can type your expenses for the various types of insurances that you are paying for. The next tab is the loans/tax tab that lets you allocate budget for your credit card bills, home loans, taxes and other related expenses.
Meanwhile, the leisure tab lets you assign some of your salary to your miscellaneous needs such as vacation expenses, dine-outs, gifts and subscriptions to periodicals. On the other hand, the summary tab reflects all of the data that you have entered on all five tabs.
Once you are done with budgeting, you may print or save the details. You may also email the results to a friend or email us for your comments. Let it be clear though that the results that are reflected here should only be used as a guide and not as a quote or a pre-qualification for a loan.
To apply for a home loan, better consult one of eChoice's home loan consultants right now.
