About eChoice

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How do I book an appointment with an eChoice mortgage broker?

Simply submit a few details and answer a few basic questions. They’ll be sent through to one of our Sydney-based home loan consultants, who will give you a call to gather a bit more information and assess whether have some options to suit your requirements. If so, they’ll live transfer you to one of our experienced mortgage brokers, who will arrange a time to meet face-to-face or chat further over the phone.

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What does a mortgage broker do?

Apart from simplifying the home buying process, a mortgage broker offers you a high level of service, which means you don't have to spend hours searching through home loan comparisons, then applying for a home loan. Instead, a mortgage broker does this for you. But it gets better, a mortgage broker does much more than this they also:

 

 

Act as a lender liaison

A mortgage broker acts as a liaison between you and a lender when you apply for a loan. This direct contact means that you can get on with what you do best and forgo the frustration.

 

Narrow down loan selection

Rather than you having to wade your way through hundreds of home loan products from various lenders, a broker reduces the number of loans to just those that suit your purposes.

 

Manage the application process

Putting in a home loan that will gain approval is sometimes tricky. However, a broker does this on your behalf, so you avoid making mistakes that could make the difference between gaining approval or not.

 

Keep up-to-date with best practices

A broker knows the mortgage industry as they deal with it daily. This familiarity means that they understand changes, know products and comprehend lending policies, which can increase your chances of securing a loan.

 

There are many other benefits of using a mortgage broker - find out more.

How do your mortgage brokers get paid?

Great news – a mortgage broker's services are usually free for customers. This is because the lenders on their panel typically pay the broker a commission at the time of home loan settlement.

While this is the general rule of thumb for most mortgage brokers, it's important to note that this may not always be the case, however, so it pays to double-check with your broker.

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Who are your brokers and where are they based?

eChoice's team of brokers are accredited mortgage broking professionals committed to pursuing excellence for their customers.

eChoice mortgage brokers are based all around Australia, so there's probably an eChoice broker located close to your area.

If not, don't worry – our mortgage brokers are happy to complete your home loan or refinance application over the phone and online, so there's no pressure to even meet your broker, if you don't want to!