With a 150-year history, Adelaide Bank has evolved from modest community lender to being one of Australia’s largest building societies. After merging with Bendigo Bank in 2007 to form Bendigo and Adelaide Bank Limited, the lender became Australia’s 5th largest bank. Adelaide Bank offers an excellent selection of flexible yet simple home loan products, as well as a uniquely personalised service.
Enjoy your first home with the benefits of a 100% offset account
This full-featured variable rate home loan comes with plenty of flexibility for the borrower who appreciates options when it comes to paying down their loan. You’ll have access to a 100% offset account, free redraw, and can make unlimited early repayments without paying a penalty. And, you’ll get a competitive rate and the option to start with a small deposit.
Enjoy the comfort of knowing exactly what your monthly repayments will be
Want security and flexibility? Adelaide Bank’s SmartFix home loan product comes with the peace of mind of a fixed rate period, plus all the standard payment features including 100% offset, redraw, and the ability to make additional repayments up to $20,000. Fixed terms range from 1 to 5 years.
After the last interest rate drop Adelaide Bank made cuts on fixed rate products for both owner-occupier and investors.
Bendigo and Adelaide Banks completed a merger in November 2007, becoming the Bendigo and Adelaide Bank Group.
Adelaide Bank offer access to statements through their Online Banking portal under ‘Account details’.