With a 150-year history, Adelaide Bank has evolved from modest community lender to being one of Australia’s largest building societies. After merging with Bendigo Bank in 2007 to form Bendigo and Adelaide Bank Limited, the lender became Australia’s 5th largest bank. Adelaide Bank offers an excellent selection of flexible yet simple home loan products, as well as a uniquely personalised service.
Enjoy your first home with the benefits of a 100% offset account
This full-featured variable rate home loan comes with plenty of flexibility for the borrower who appreciates options when it comes to paying down their loan. You’ll have access to a 100% offset account, free redraw, and can make unlimited early repayments without paying a penalty. And, you’ll get a competitive rate and the option to start with a small deposit.
Enjoy the comfort of knowing exactly what your monthly repayments will be
Want security and flexibility? Adelaide Bank’s SmartFix home loan product comes with the peace of mind of a fixed rate period, plus all the standard payment features including 100% offset, redraw, and the ability to make additional repayments up to $20,000. Fixed terms range from 1 to 5 years.
An easy, low rate home loan with all the basics you need
This is Adelaide Bank’s smart option for borrowers who don’t need all the frills, nor the complexity. It’s simple; put more money towards your mortgage with a low rate and no monthly service fees. You can also make unlimited extra repayments without penalty and repay either interest only or principal and interest.
A hassle-free home loan for self-employed borrowers
True to their claim of supporting the prosperity of all Australians, Adelaide Bank offers great value for self-employed borrowers with competitive low doc loans. You can still enjoy the benefits of a well-featured loan, like 100% offset and free redraws, without having to come up with all the traditional financial paperwork to apply.