Debbie Shankar

Debbie Shankar

Debbie is eChoice’s Digital Communications Coordinator, and previously worked as a Digital Producer for Sky News Australia, Seven Network, and multiple Australian magazines. She has a degree in Communication from the University of Western Sydney. When not writing, you can find Debbie on an exciting food adventure, hashing out new recipes in the kitchen or creating water colour paintings!
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Money

Non–conforming home loans and mortgage brokers

If you've tarnished your credit history, are self–employed or don't meet traditional lending criteria; a non-conforming home loan may be an option.

Money

7 Strategic Methods to Winning an Auction

Winning an auction on your terms is a strategic game, not one of chance. So, to buy the house of your dreams for the price you’re willing to pay, then consider these 7 methods. Not only could you po...

Refinancing

How to Know When to Refinance Your Home Loan

Knowing when to refinance can be tricky, however, many Australians are paying too much for their mortgage. Are you one of these people? Find out if refinancing your home loan could save you more and i...

Refinancing

The Benefits of Refinancing Your Home Loan

Are you like most Australians who don’t review their home loan regularly? If you said yes, then you could be paying more in interest than needed. Instead, discover the benefits of refinancing and fi...

Buying Again

Building vs Buying a Property – What You Need to Know

Want to know the difference between building vs. buying a home before you take the plunge, and which is the most cost-effective? Then come with us as we explore the pros and cons of both options, so y...

First Home Buyers

10 Ways to Save For a Home Deposit Faster

Rising property prices across Australia are forcing first home buyers to save for longer, making it difficult to reach their savings goal. Here are a few tips to help save for a home deposit faster.

Money

What Determines the Actual Interest Rate you Receive?

Being able to go to settlement and get your dream home is a happy day. Here are some reasons why you should check the interest rates before completing the deal.

Money

Is It Risky to Get a Home Loan With a Small Lender?

When looking for a home loan, it's vital to review all options, not just those supplied by major lenders. By looking at products offered by big and small lenders, you educate yourself about the mortga...

Money

Is Property Still a Good Investment in 2017?

There is a great deal of speculation surrounding the property market at the present. With talk of rate rise and falling values, many would-be home buyers are questioning whether to buy now or not.

News

Australian Bank Reforms Announced During Consumer Backlash

In late January 2017, Australia′s big four banks announced they were investing in a real-time fund transfers and payment system. These changes occurred as the opposition Labor Party called for a jud...

News

Top 10 Property Hotspots Data Reveals Shift Towards Outlying Suburbs and Coastal Centres

The latest online mortgage enquiry data from leading fintech, eChoice, taken over the fourth quarter of 2016, shows a perceptible shift from the previous quarter to more borrowers targeting outlying m...

News

$1 Billion in Suspicious Transactions into Australian Real Estate

A new finding by Australia’s money laundering watchdog, the Australian Transaction Reports and Analysis Centre (AUSTRAC), claims that there were $1 billion in suspicious transactions between China a...

News

Demand for Fixed Rates Jumps

It is the beginning of an exciting year for the Australian economy. Economists suggest America’s rates will start to increase, and if this occurs, Australia will have no choice but to follow.

First Home Buyers

Stamp Duty Costs a Rising Concern

As home prices across Australia rise so too does stamp duty. Subsequently, for many home buyers, especially those buying their first property, this cost is becoming an obstacle to home ownership.

News

Capital City Property Prices Rose By 10.9% in 2016

According to data released by CoreLogic, property prices across Australia rose by 10.9% during 2016. This rate is the highest annual rise since 2009.

Property Investment

How to Increase Capital Growth and the Rental Yield of your Investment Property

Renovating adds instant value to an established home. Firstly, you can you increase your capital growth, even in a stagnating market. Secondly, you can also rent the property for more when complete.

Money

Who Should You Choose? A Mortgage Broker or a Bank?

When it comes time to take out a mortgage, most people head straight to their bank. But, many financial experts warn that if you follow this strategy, then you may miss many benefits.

Refinancing

The Price of Home Loan Loyalty – Time to Make the Switch?

News

Prepare for a Cash Rate Increase in 2017

First Home Buyers

How to Own a Home in Your 20’s and 30’s

News

The Trump Effect on Your Home Loan

Property Investment

Investors Rolling Back into the Housing Market

News

New Data Reveals Top 10 Property Hotspots for Each State

First Home Buyers

You Choose: Avocados or Property

Property Investment

Investors Could be Claiming up to $6,000 More in Depreciation

News

The Outlook for Australian Real Estate

News

eChoice reports 27% year-on-year increase in brokers

News

Australian Median House Price Approaches $700,000

Buying Again

Blacklisted Properties the Banks Want You to Avoid

News

5 Property Market Stats You Need to Know

Residential property market statistics are plentiful and easy to find. This data indicates how a market is performing and is ideal for brokers and home buyers.

First Home Buyers

How Much Do I Need For a Deposit on a Home?

Knowing how much you will need as a deposit on a home is vital to you securing a loan. Generally speaking, the larger the deposit you have, the less money you will have to borrow.

News

Property Market Update: Capital Gains Increases in Most Capital Cities

In this months property market update, CoreLogic suggests capital gains on Australian property has increased in most capital cities. Nationally, there has been a 1% rise in dwelling values.

News

Interest Rates Likely to Be on Hold Until 2017

Reserve Bank Governor Dr Philip Lowe, suggests that many factors have to deteriorate before he lowers interest rates.

Property Investment

How to Build Your Property Investment Portfolio

Sure purchasing your first property can be daunting, especially for young investors. But, knowing how to tackle the market and lenders can be an advantage.

Refinancing

What are the Risks and Benefits of Refinancing Your Mortgage?

If you have been wondering if refinancing your home loan is a good idea, you have a right to wonder. With so many Australian's getting cheaper refinance rates, now is the time to consider your options...

Refinancing

More Borrowers are Considering Switching Lenders

Brokers who specialise in refinance home loans are helping their clients achieve better home loan outcomes.

News

Spring Property Market Selling Season Kicks off Well

Property Investment

How to Structure an Investment Property Loan

Lifestyle

Top Home Renovation Ideas and Tips

News

Has the RBA Rate Cut Influenced Housing Market Prices?

News

RBA Rates on Hold as Housing Market Readjusts

First Home Buyers

What Makes A Property The ‘Right’ Property?

Money

How to Negotiate your Mortgage Repayments

First Home Buyers

First Home Buyers Urged to Buy During Apartment Glut

Property Investment

Property Investment Tips for Savvy Buyers

Selling

Should You Sell or Renovate?

Property Investment

How to Find the Right Tenants for your Rental Property

Money

How to Make Smart Financial Decisions

News

Home Loan Lending Increasing in Australia

Money

Million Dollar Suburbs are on the Rise

Property Investment

The Top 10 Property Investment ‘Must Dos’

News

Property Market Update August 2016

Money

Modest Growth in Residential Land Prices

Lifestyle

Is this ‘The Look’ in 2017?

News

Housing Oversupply a Real Possibility in Australia

News

Property Investment: Should I Buy a Unit or a House?

Money

How to Pay off Your Home Loan Sooner

First Home Buyers

First Home Buyers are Looking to Invest

Refinancing

What are the Do’s and Don’ts of Refinancing?

News

Housing Market Views in Australia

News

Rate Cut Tipped to Boost Spring Housing Market Sales

Property Investment

Why Regional Areas are Ideal for Investment

News

July 2016 Property Market Update

Property Investment

How to Add Value to Your Property

Money

Is Now the Time to Fix Your Mortgage?

Money

Australian Luxury Home Market Unsettled by Rising Foreign Stamp Duty

News

Brexit Could Be of Benefit to the Australian Property Market

Money

How to Negotiate the Purchase Price

Money

Improved National Housing Affordability

Money

Economic Data Points to an August Interest Rate Cut

Property Investment

Higher Stamp Duty for Foreign Investors

News

June 2016 Property Market Update

First Home Buyers

The Drive Behind First Home Buying

News

Broker Market Share at its Highest

First Home Buyers

Surefire Signs You Are Ready To Purchase With Your Partner

News

Broker Opportunities Rise as Consumer Confidence Grows

Buying Again

New Building Growth Continuing Across Australia

News

Rates on Hold, But for How Long?

First Home Buyers

Top Home Loan Questions to Ask Yourself

News

May 2016 Property Market Update: Growth Remains Strong

Property Investment

Negative Gearing Changes Could Shake-up Property Investment

Money

The Habits of a Successful Broker

Lifestyle

Is $5,000 Enough to Renovate?

News

Property Demand Alive and Well

Selling

The Pros and Cons of Downsizing Your Home

Property Investment

Smart Apartment Buying

News

April 2016 Property Market Update: Are We Heading for a ‘Boom or Bust’ Scenario?

News

Rate Rise Pressure for Australian Banks

News

Now Could Be the Time to Buy a Home

Money

Major Bank Tightens Lending Criteria

Money

Pay Off Your Home Faster While Rates Are Lower

News

Negative Gearing Changes and Property Prices

Money

How to Get a Great Mortgage Deal as an ‘Ideal Borrower’

News

What do Aussies Search for in a Mortgage?

News

Rates Stay On Hold as Australian Dollar Rises in Value

Selling

How to Overcome a Poor Property Location

Refinancing

You Could Save Thousands Refinancing in 2016

News

Interest Rate Cut Unlikely to Encourage Property Boom

First Home Buyers

Set Goals And Make Your Dream of Home Ownership a Reality

Buying Again

Must Do Building Checks Before You Buy a Property

Property Investment

Broker Benefits for a Property Investor

First Home Buyers

Helping Your Child Purchase Their First Home

News

Demand for Fixed Rate Home Loans Increases

News

Property Market Update: Suburb Hotspots

Selling

8 Tips for Home Sale Success

Selling

Private Sale or Auction: Which is Best?

News

Canberra Tipped for Property Market Boom in 2016

Selling

Finding the Right Real Estate Agent to Sell Your Property

Property Investment

Auction Bidding Tips

Property Investment

Property Investing Hotspot in Australia in 2016

News

Official Cash Rate Stays on Hold for February 2016

News

Property Market Update for January 2016

Property Investment

Property Investing Right in 2016

News

Property Investment Developments Since APRA Tightened Lending Laws

News

Australian Property Market Predictions for 2016

News

The Australian Property Market Wrap-up for 2015

News

Property Market Update for December 2015

Money

The Facts About Housing Affordability in Australia

News

The Reserve Bank Sits Idle at 2%

News

What Does the Future Hold for Australia’s Housing Market?

First Home Buyers

First Home Buyers are Under Greater Stress But Overall Confidence is Rising

Refinancing

Now is the Time to Review Your Home Loan and Consider Your Options

News

Understanding Why Australia’s Major Banks are Raising Their Interest Rates

News

RBA Leave Rates on Hold

First Home Buyers

Questions to Ask Before You Buy

News

Australian Property Prices Set to Fall as Housing Market Cools

First Home Buyers

Preparing Your Children to Buy Before You Downsize

News

Property Investment: Understanding Your Rental Target Audience

News

Why Have Australian Home Loan Sizes Increased?

News

What Changes Will the Turnbull Government Bring About for Property?

News

Demand for Fixed Rate Home Loans Falls to a 4 Year Low

First Home Buyers

Questions First Home Buyers Need to Ask

News

How Will Changes to the Government Impact Housing Affordability?

News

Latest Auction Rates for Australia

News

The Official Cash Rate On Hold and Clinched Until 2016

Money

How to Reduce Your Mortgage Costs

News

Property Hotspots in Australia for October 2015

News

Fixed Rates Not as Popular as They Once Were

Buying Again

Investor Interest Rate Rises See Borrowers Switch Home Loan Types

Property Investment

Peer-to-Peer Investment is Set to Change the Face of Lending

Property Investment

The Gearing Impact on Property Investment

Refinancing

The ‘Must Knows’ of Property Refinancing

Money

Will the Property Investor Legislation Improve Housing Affordability?

News

Housing Boom Finds New Strength

First Home Buyers

First Home Buyers Borrowing More Despite APRA Changes

News

How Changes to Australian Lending Policy is Affecting Borrowers

Property Investment

The Rise of the Rent-Vestor

News

Australian Housing Set to Increase by Millions as Housing Prices Rise

Property Investment

APRA Clampdown on Investment Loans

Property Investment

Banks Increase Rates on Investment Loans

News

Property Market Snapshot July 2015

First Home Buyers

Home Loan Myths Busted

First Home Buyers

7 Steps to Home Ownership

Property Investment

Buying Off-the-Plan with Ease

Money

Who Should I Choose: A Mortgage Broker or Bank Manager?

News

RBA Playing the ‘Waiting Game’

Property Investment

Higher Dwelling Values and Residential Listings

Refinancing

What Factors are Affecting the Australian Property Market?

Money

Increasing Property Prices and Decreasing Interest Rates Affecting Growth

News

The Federal Budget and Housing Affordability

News

Rates Put on Hold For June 2015

News

Housing Market May Snapshot

First Home Buyers

Property Price Negotiation: How to Hold the Power

Property Investment

Generation Y Becoming Savvy Property Investors

News

Auction Clearance Rates Remain Strong and Indicate a Favourable Property Market for 2015

News

Economists say this is the Last Rate Cut for 2015

Money

Reducing Your Mortgage Using Better Budgeting

Property Investment

Housing Market April Snapshot

Property Investment

Picking a Growth Suburb as Australian Home Values Rise

Property Investment

Selecting the Right Property as a First Time Investor

News

Cash Rate On Hold, RBA Indicates Need To Find Balance In The Economy

Selling

Should I Buy a New Home or Sell My Existing Property First?

First Home Buyers

Getting Your Home Loan Over the Line

News

Housing Market March Snapshot

Property Investment

What’s the Right Investment Strategy?

News

Which Lenders are Making the Cut?

News

Rates on Hold as RBA Reviews Last Rate Cut Impact

Refinancing

8 Ways to Pay Your Mortgage Off Faster

Money

Fixed or Variable, Which Has Better Odds?

Refinancing

Refinancing to Renovate and Create Your Dream Home on a Budget

First Home Buyers

Beating the Deposit Saving Blues

First Home Buyers

Factors that Affect Your Borrowing Capacity

First Home Buyers

Buying a Home in Your 20’s

First Home Buyers

Guarantor Home Loans on the Rise

Property Investment

Holiday Home Investments, are they a Good Choice?

First Home Buyers

New Builds are Offering First Home Buyer’s Hope

Lifestyle

Renovating on a Budget

Refinancing

Refinancing as a Long-term Commitment

First Home Buyers

Should I Become a Guarantor for My Child?

First Home Buyers

Tips for Buying Your First Home

News

Spring Property Buying Tips

First Home Buyers

Saving for a Deposit Without Missing Out

Property Investment

Reasons to Consider Property Investment

Property Investment

Homes or Units – Which is a More Profitable Investment?

Property Investment

How to Get the Most Out of Your Rental Property

Property Investment

Top Mistakes Property Investors Make and How to Avoid Them

Money

Tips to Improve Your Home Loan Serviceability

Money

Increasing Your Borrowing Capacity

Money

Home Loan Buzzwords Explained

First Home Buyers

Must Ask Questions Before Home Buying

Money

5 Questions to Ask Your Mortgage Broker

Property Investment

Top Tips For Property Investing

Money

How to Choose the Right Mortgage Broker for Your Situation

Guides

What is Lenders Mortgage Insurance and How Can it Be Avoided?

Lenders mortgage insurance (LMI) is an added expense that most home buyers can do without, as it typically adds thousands to the cost of the average home loan.

Property Investment

Managing Your Biggest Asset

Money

5 Ways to Reduce Your Home Loan

Property Investment

Are You Ready to Buy an Investment Property?

Buying Again

The Benefits of Home Loan Pre-Approval

Money

Mortgage Broker vs. Direct Lender – Which is the Best Option?

News

Cash Rate Holds Firmly, But is Poised to Climb

Money

The Benefits of Paying Your Mortgage Fortnightly

News

Where Will the Cash Rate Head This Year?

Money

Why is it Important to Find the Right Mortgage Broker?

Selling

Is Autumn The Best Season For Buying And Selling Property?

Money

Fixed Rate Vs. Variable Rate Home Loans: Which is Right For You?

Refinancing

Is it the Right Time to Refinance your Home Loan?

Money

Read the Fine Print of Your Home Loan to Avoid Unexpected Expenses

Selling

How Do I Get The Most Accurate Property Price Valuations?

Money

Common Reasons For Home Loan Rejection

Money

How Do You Evaluate The True Value of Property?

Property Investment

How to Choose the Right Investment Property

Refinancing

Can I Combine My Existing Finance with My Home Loan?

Money

What Should I Do Once My Home Loan Is Approved?

Property Investment

Can Non-Residents Get a Home Loan in Australia?

Money

Improve Your Credit Score And Your Chances Of Home Loan Approval

Buying Again

The Benefits and Disadvantages of a Bridging Finance Loan

Buying Again

Should You Buy a Property That Needs Renovating?

Money

Finding the Right Mortgage Calculator

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