Debbie Shankar

Debbie Shankar

Debbie is eChoice’s Digital Communications Coordinator, and previously worked as a Digital Producer for Sky News Australia, Seven Network, and multiple Australian magazines. She has a degree in Communication from the University of Western Sydney. When not writing, you can find Debbie on an exciting food adventure, hashing out new recipes in the kitchen or creating water colour paintings!
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Lifestyle

Top 5 side hustles that can make you a full-time income

Make some extra money and meet your savings goals faster with a cheeky side hustle. Here are our top 5.

Debbie Shankar

News

Australian property looks to defy winter slowdown as prices continue to flourish

The Australian property market continues to surprise us as it now looks to defy seasonal slowdown trends as prices continue to flourish!

Debbie Shankar

News

NSW government plan to scrap stamp duty hits road block

The NSW Government's plan to remove stamp duty on has taken a turn, as the long-term hope for a surplus in budget, might damage the economy in the short-term.

Debbie Shankar

Money

Non–conforming home loans and mortgage brokers

If you've tarnished your credit history, are self–employed or don't meet traditional lending criteria; a non-conforming home loan may be an option.

Debbie Shankar

Money

7 Strategic Methods to Winning an Auction

Winning an auction on your terms is a strategic game, not one of chance. So, to buy the house of your dreams for the price you’re willing to pay, then consider these 7 methods. Not only could you po...

Debbie Shankar

Refinancing

How to Know When to Refinance Your Home Loan

Knowing when to refinance can be tricky, however, many Australians are paying too much for their mortgage. Are you one of these people? Find out if refinancing your home loan could save you more and i...

Debbie Shankar

Refinancing

The Benefits of Refinancing Your Home Loan

Are you like most Australians who don’t review their home loan regularly? If you said yes, then you could be paying more in interest than needed. Instead, discover the benefits of refinancing and fi...

Debbie Shankar

Buying Again

Building vs Buying a Property – What You Need to Know

Want to know the difference between building vs. buying a home before you take the plunge, and which is the most cost-effective? Then come with us as we explore the pros and cons of both options, so y...

Debbie Shankar

Money

What Determines the Actual Interest Rate you Receive?

Being able to go to settlement and get your dream home is a happy day. Here are some reasons why you should check the interest rates before completing the deal.

Debbie Shankar

Money

Is It Risky to Get a Home Loan With a Small Lender?

When looking for a home loan, it's vital to review all options, not just those supplied by major lenders. By looking at products offered by big and small lenders, you educate yourself about the mortga...

Debbie Shankar

Money

Is Property Still a Good Investment in 2017?

There is a great deal of speculation surrounding the property market at the present. With talk of rate rise and falling values, many would-be home buyers are questioning whether to buy now or not.

Debbie Shankar

News

Australian Bank Reforms Announced During Consumer Backlash

In late January 2017, Australia′s big four banks announced they were investing in a real-time fund transfers and payment system. These changes occurred as the opposition Labor Party called for a jud...

Debbie Shankar

News

Top 10 Property Hotspots Data Reveals Shift Towards Outlying Suburbs and Coastal Centres

The latest online mortgage enquiry data from leading fintech, eChoice, taken over the fourth quarter of 2016, shows a perceptible shift from the previous quarter to more borrowers targeting outlying m...

Debbie Shankar

News

$1 Billion in Suspicious Transactions into Australian Real Estate

A new finding by Australia’s money laundering watchdog, the Australian Transaction Reports and Analysis Centre (AUSTRAC), claims that there were $1 billion in suspicious transactions between China a...

Debbie Shankar

News

Demand for Fixed Rates Jumps

It is the beginning of an exciting year for the Australian economy. Economists suggest America’s rates will start to increase, and if this occurs, Australia will have no choice but to follow.

Debbie Shankar

News

Capital City Property Prices Rose By 10.9% in 2016

According to data released by CoreLogic, property prices across Australia rose by 10.9% during 2016. This rate is the highest annual rise since 2009.

Debbie Shankar

Property Investment

How to Increase Capital Growth and the Rental Yield of your Investment Property

Renovating adds instant value to an established home. Firstly, you can you increase your capital growth, even in a stagnating market. Secondly, you can also rent the property for more when complete.

Debbie Shankar

Money

Who Should You Choose? A Mortgage Broker or a Bank?

When it comes time to take out a mortgage, most people head straight to their bank. But, many financial experts warn that if you follow this strategy, then you may miss many benefits.

Debbie Shankar

News

Prepare for a Cash Rate Increase in 2017

Debbie Shankar

News

The Trump Effect on Your Home Loan

Debbie Shankar

Property Investment

Investors Rolling Back into the Housing Market

Debbie Shankar

News

New Data Reveals Top 10 Property Hotspots for Each State

Debbie Shankar

Property Investment

Investors Could be Claiming up to $6,000 More in Depreciation

Debbie Shankar

News

The Outlook for Australian Real Estate

Debbie Shankar

News

eChoice reports 27% year-on-year increase in brokers

Debbie Shankar

Buying Again

Blacklisted Properties the Banks Want You to Avoid

Debbie Shankar

First Home Buyers

How Much Do I Need For a Deposit on a Home?

Knowing how much you will need as a deposit on a home is vital to you securing a loan. Generally speaking, the larger the deposit you have, the less money you will have to borrow.

Debbie Shankar

News

Property Market Update: Capital Gains Increases in Most Capital Cities

In this months property market update, CoreLogic suggests capital gains on Australian property has increased in most capital cities. Nationally, there has been a 1% rise in dwelling values.

Debbie Shankar

News

Interest Rates Likely to Be on Hold Until 2017

Reserve Bank Governor Dr Philip Lowe, suggests that many factors have to deteriorate before he lowers interest rates.

Debbie Shankar

Property Investment

How to Build Your Property Investment Portfolio

Sure purchasing your first property can be daunting, especially for young investors. But, knowing how to tackle the market and lenders can be an advantage.

Debbie Shankar

Refinancing

What are the Risks and Benefits of Refinancing Your Mortgage?

If you have been wondering if refinancing your home loan is a good idea, you have a right to wonder. With so many Australian's getting cheaper refinance rates, now is the time to consider your options...

Debbie Shankar

Refinancing

More Borrowers are Considering Switching Lenders

Brokers who specialise in refinance home loans are helping their clients achieve better home loan outcomes.

Debbie Shankar

Property Investment

How to Structure an Investment Property Loan

Debbie Shankar

News

Has the RBA Rate Cut Influenced Housing Market Prices?

Debbie Shankar

News

RBA Rates on Hold as Housing Market Readjusts

Debbie Shankar

First Home Buyers

What Makes A Property The ‘Right’ Property?

Debbie Shankar

Money

How to Negotiate your Mortgage Repayments

Debbie Shankar

First Home Buyers

First Home Buyers Urged to Buy During Apartment Glut

Debbie Shankar

Property Investment

Property Investment Tips for Savvy Buyers

Debbie Shankar

Selling

Should You Sell or Renovate?

Debbie Shankar

Property Investment

How to Find the Right Tenants for your Rental Property

Debbie Shankar

News

Home Loan Lending Increasing in Australia

Debbie Shankar

Money

Million Dollar Suburbs are on the Rise

Debbie Shankar

Property Investment

The Top 10 Property Investment ‘Must Dos’

Debbie Shankar

News

Property Market Update August 2016

Debbie Shankar

Money

Modest Growth in Residential Land Prices

Debbie Shankar

Lifestyle

Is this ‘The Look’ in 2017?

Debbie Shankar

News

Housing Oversupply a Real Possibility in Australia

Debbie Shankar

News

Property Investment: Should I Buy a Unit or a House?

Debbie Shankar

Money

How to Pay off Your Home Loan Sooner

Debbie Shankar

First Home Buyers

First Home Buyers are Looking to Invest

Debbie Shankar

Refinancing

What are the Do’s and Don’ts of Refinancing?

Debbie Shankar

News

Housing Market Views in Australia

Debbie Shankar

News

Rate Cut Tipped to Boost Spring Housing Market Sales

Debbie Shankar

Property Investment

Why Regional Areas are Ideal for Investment

Debbie Shankar

News

July 2016 Property Market Update

Debbie Shankar

Property Investment

How to Add Value to Your Property

Debbie Shankar

Money

Is Now the Time to Fix Your Mortgage?

Debbie Shankar

Money

Australian Luxury Home Market Unsettled by Rising Foreign Stamp Duty

Debbie Shankar

News

Brexit Could Be of Benefit to the Australian Property Market

Debbie Shankar

Money

How to Negotiate the Purchase Price

Debbie Shankar

Money

Improved National Housing Affordability

Debbie Shankar

Money

Economic Data Points to an August Interest Rate Cut

Debbie Shankar

Property Investment

Higher Stamp Duty for Foreign Investors

Debbie Shankar

News

June 2016 Property Market Update

Debbie Shankar

First Home Buyers

The Drive Behind First Home Buying

Debbie Shankar

News

Broker Market Share at its Highest

Debbie Shankar

First Home Buyers

Surefire Signs You Are Ready To Purchase With Your Partner

Debbie Shankar

News

Broker Opportunities Rise as Consumer Confidence Grows

Debbie Shankar

Buying Again

New Building Growth Continuing Across Australia

Debbie Shankar

News

Rates on Hold, But for How Long?

Debbie Shankar

First Home Buyers

Top Home Loan Questions to Ask Yourself

Debbie Shankar

News

May 2016 Property Market Update: Growth Remains Strong

Debbie Shankar

Property Investment

Negative Gearing Changes Could Shake-up Property Investment

Debbie Shankar

Money

The Habits of a Successful Broker

Debbie Shankar

News

Property Demand Alive and Well

Debbie Shankar

Selling

The Pros and Cons of Downsizing Your Home

Debbie Shankar

Property Investment

Smart Apartment Buying

Debbie Shankar

News

April 2016 Property Market Update: Are We Heading for a ‘Boom or Bust’ Scenario?

Debbie Shankar

News

Rate Rise Pressure for Australian Banks

Debbie Shankar

News

Now Could Be the Time to Buy a Home

Debbie Shankar

Money

Major Bank Tightens Lending Criteria

Debbie Shankar

Money

Pay Off Your Home Faster While Rates Are Lower

Debbie Shankar

News

Negative Gearing Changes and Property Prices

Debbie Shankar

Money

How to Get a Great Mortgage Deal as an ‘Ideal Borrower’

Debbie Shankar

News

What do Aussies Search for in a Mortgage?

Debbie Shankar

News

Rates Stay On Hold as Australian Dollar Rises in Value

Debbie Shankar

Selling

How to Overcome a Poor Property Location

Debbie Shankar

Refinancing

You Could Save Thousands Refinancing in 2016

Debbie Shankar

News

Interest Rate Cut Unlikely to Encourage Property Boom

Debbie Shankar

Buying Again

Must Do Building Checks Before You Buy a Property

Debbie Shankar

Property Investment

Broker Benefits for a Property Investor

Debbie Shankar

News

Demand for Fixed Rate Home Loans Increases

Debbie Shankar

News

Property Market Update: Suburb Hotspots

Debbie Shankar

Selling

8 Tips for Home Sale Success

Debbie Shankar

Selling

Private Sale or Auction: Which is Best?

Debbie Shankar

News

Canberra Tipped for Property Market Boom in 2016

Debbie Shankar

Selling

Finding the Right Real Estate Agent to Sell Your Property

Debbie Shankar

Property Investment

Auction Bidding Tips

Debbie Shankar

Property Investment

Property Investing Hotspot in Australia in 2016

Debbie Shankar

News

Official Cash Rate Stays on Hold for February 2016

Debbie Shankar

News

Property Market Update for January 2016

Debbie Shankar

Property Investment

Property Investing Right in 2016

Debbie Shankar

News

Property Investment Developments Since APRA Tightened Lending Laws

Debbie Shankar

News

Australian Property Market Predictions for 2016

Debbie Shankar

News

The Australian Property Market Wrap-up for 2015

Debbie Shankar

News

Property Market Update for December 2015

Debbie Shankar

Money

The Facts About Housing Affordability in Australia

Debbie Shankar

News

The Reserve Bank Sits Idle at 2%

Debbie Shankar

News

What Does the Future Hold for Australia’s Housing Market?

Debbie Shankar

Refinancing

Now is the Time to Review Your Home Loan and Consider Your Options

Debbie Shankar

News

Understanding Why Australia’s Major Banks are Raising Their Interest Rates

Debbie Shankar

News

RBA Leave Rates on Hold

Debbie Shankar

First Home Buyers

Questions to Ask Before You Buy

Debbie Shankar

News

Australian Property Prices Set to Fall as Housing Market Cools

Debbie Shankar

First Home Buyers

Preparing Your Children to Buy Before You Downsize

Debbie Shankar

News

Property Investment: Understanding Your Rental Target Audience

Debbie Shankar

News

Why Have Australian Home Loan Sizes Increased?

Debbie Shankar

News

What Changes Will the Turnbull Government Bring About for Property?

Debbie Shankar

News

Demand for Fixed Rate Home Loans Falls to a 4 Year Low

Debbie Shankar

First Home Buyers

Questions First Home Buyers Need to Ask

Debbie Shankar

News

How Will Changes to the Government Impact Housing Affordability?

Debbie Shankar

News

Latest Auction Rates for Australia

Debbie Shankar

News

The Official Cash Rate On Hold and Clinched Until 2016

Debbie Shankar

Money

How to Reduce Your Mortgage Costs

Debbie Shankar

News

Property Hotspots in Australia for October 2015

Debbie Shankar

News

Fixed Rates Not as Popular as They Once Were

Debbie Shankar

Buying Again

Investor Interest Rate Rises See Borrowers Switch Home Loan Types

Debbie Shankar

Property Investment

Peer-to-Peer Investment is Set to Change the Face of Lending

Debbie Shankar

Property Investment

The Gearing Impact on Property Investment

Debbie Shankar

Refinancing

The ‘Must Knows’ of Property Refinancing

Debbie Shankar

Money

Will the Property Investor Legislation Improve Housing Affordability?

Debbie Shankar

News

Housing Boom Finds New Strength

Debbie Shankar

First Home Buyers

First Home Buyers Borrowing More Despite APRA Changes

Debbie Shankar

News

How Changes to Australian Lending Policy is Affecting Borrowers

Debbie Shankar

Property Investment

The Rise of the Rent-Vestor

Debbie Shankar

News

Australian Housing Set to Increase by Millions as Housing Prices Rise

Debbie Shankar

Property Investment

APRA Clampdown on Investment Loans

Debbie Shankar

Property Investment

Banks Increase Rates on Investment Loans

Debbie Shankar

News

Property Market Snapshot July 2015

Debbie Shankar

First Home Buyers

Home Loan Myths Busted

Debbie Shankar

Property Investment

Buying Off-the-Plan with Ease

Debbie Shankar

Money

Who Should I Choose: A Mortgage Broker or Bank Manager?

Debbie Shankar

News

RBA Playing the ‘Waiting Game’

Debbie Shankar

Property Investment

Higher Dwelling Values and Residential Listings

Debbie Shankar

Refinancing

What Factors are Affecting the Australian Property Market?

Debbie Shankar

Money

Increasing Property Prices and Decreasing Interest Rates Affecting Growth

Debbie Shankar

News

The Federal Budget and Housing Affordability

Debbie Shankar

News

Rates Put on Hold For June 2015

Debbie Shankar

News

Housing Market May Snapshot

Debbie Shankar

First Home Buyers

Property Price Negotiation: How to Hold the Power

Debbie Shankar

News

Auction Clearance Rates Remain Strong and Indicate a Favourable Property Market for 2015

Debbie Shankar

News

Economists say this is the Last Rate Cut for 2015

Debbie Shankar

Property Investment

Housing Market April Snapshot

Debbie Shankar

Property Investment

Picking a Growth Suburb as Australian Home Values Rise

Debbie Shankar

Property Investment

Selecting the Right Property as a First Time Investor

Debbie Shankar

News

Cash Rate On Hold, RBA Indicates Need To Find Balance In The Economy

Debbie Shankar

Selling

Should I Buy a New Home or Sell My Existing Property First?

Debbie Shankar

First Home Buyers

Getting Your Home Loan Over the Line

Debbie Shankar

News

Housing Market March Snapshot

Debbie Shankar

Property Investment

What’s the Right Investment Strategy?

Debbie Shankar

News

Which Lenders are Making the Cut?

Debbie Shankar

News

Rates on Hold as RBA Reviews Last Rate Cut Impact

Debbie Shankar

Refinancing

8 Ways to Pay Your Mortgage Off Faster

Debbie Shankar

First Home Buyers

Guarantor Home Loans on the Rise

Debbie Shankar

Property Investment

Holiday Home Investments, are they a Good Choice?

Debbie Shankar

First Home Buyers

New Builds are Offering First Home Buyer’s Hope

Debbie Shankar

Refinancing

Refinancing as a Long-term Commitment

Debbie Shankar

First Home Buyers

Should I Become a Guarantor for My Child?

Debbie Shankar

First Home Buyers

Tips for Buying Your First Home

Debbie Shankar

News

Spring Property Buying Tips

Debbie Shankar

Property Investment

Reasons to Consider Property Investment

Debbie Shankar

Property Investment

Homes or Units – Which is a More Profitable Investment?

Debbie Shankar

Property Investment

How to Get the Most Out of Your Rental Property

Debbie Shankar

Property Investment

Top Mistakes Property Investors Make and How to Avoid Them

Debbie Shankar

Money

Tips to Improve Your Home Loan Serviceability

Debbie Shankar

Money

Home Loan Buzzwords Explained

Debbie Shankar

First Home Buyers

Must Ask Questions Before Home Buying

Debbie Shankar

Money

5 Questions to Ask Your Mortgage Broker

Debbie Shankar

Property Investment

Top Tips For Property Investing

Debbie Shankar

Money

How to Choose the Right Mortgage Broker for Your Situation

Debbie Shankar

Guides

What is Lenders Mortgage Insurance and How Can it Be Avoided?

Lenders mortgage insurance (LMI) is an added expense that most home buyers can do without, as it typically adds thousands to the cost of the average home loan.

Debbie Shankar

Property Investment

Managing Your Biggest Asset

Debbie Shankar

Money

5 Ways to Reduce Your Home Loan

Debbie Shankar

Property Investment

Are You Ready to Buy an Investment Property?

Debbie Shankar

Buying Again

The Benefits of Home Loan Pre-Approval

Debbie Shankar

Money

Mortgage Broker vs. Direct Lender – Which is the Best Option?

Debbie Shankar

News

Cash Rate Holds Firmly, But is Poised to Climb

Debbie Shankar

Money

The Benefits of Paying Your Mortgage Fortnightly

Debbie Shankar

News

Where Will the Cash Rate Head This Year?

Debbie Shankar

Money

Why is it Important to Find the Right Mortgage Broker?

Debbie Shankar

Refinancing

Is it the Right Time to Refinance your Home Loan?

Debbie Shankar

Money

Read the Fine Print of Your Home Loan to Avoid Unexpected Expenses

Debbie Shankar

Selling

How Do I Get The Most Accurate Property Price Valuations?

Debbie Shankar

Money

Common Reasons For Home Loan Rejection

Debbie Shankar

Money

How Do You Evaluate The True Value of Property?

Debbie Shankar

Property Investment

How to Choose the Right Investment Property

Debbie Shankar

Refinancing

Can I Combine My Existing Finance with My Home Loan?

Debbie Shankar

Money

What Should I Do Once My Home Loan Is Approved?

Debbie Shankar

Property Investment

Can Non-Residents Get a Home Loan in Australia?

Debbie Shankar

Buying Again

The Benefits and Disadvantages of a Bridging Finance Loan

Debbie Shankar

Buying Again

Should You Buy a Property That Needs Renovating?

Debbie Shankar

Money

Finding the Right Mortgage Calculator

Debbie Shankar