Debbie Shankar
Non–conforming home loans and mortgage brokers
If you've tarnished your credit history, are self–employed or don't meet traditional lending criteria; a non-conforming home loan may be an option.
16 Dec 2019 | 3 min read
7 Strategic Methods to Winning an Auction
Winning an auction on your terms is a strategic game, not one of chance. So, to buy the house of your dreams for the price you’re willing to pay, then consider these 7 methods. Not only could you po...
12 Jun 2018 | 5 min read
How to Know When to Refinance Your Home Loan
Knowing when to refinance can be tricky, however, many Australians are paying too much for their mortgage. Are you one of these people? Find out if refinancing your home loan could save you more and i...
31 May 2018 | 5 min read
The Benefits of Refinancing Your Home Loan
Are you like most Australians who don’t review their home loan regularly? If you said yes, then you could be paying more in interest than needed. Instead, discover the benefits of refinancing and fi...
22 May 2018 | 5 min read
Building vs Buying a Property – What You Need to Know
Want to know the difference between building vs. buying a home before you take the plunge, and which is the most cost-effective? Then come with us as we explore the pros and cons of both options, so y...
04 May 2018 | 6 min read
10 Ways to Save For a Home Deposit Faster
Rising property prices across Australia are forcing first home buyers to save for longer, making it difficult to reach their savings goal. Here are a few tips to help save for a home deposit faster.
23 Mar 2018 | 6 min read
What Determines the Actual Interest Rate you Receive?
Being able to go to settlement and get your dream home is a happy day. Here are some reasons why you should check the interest rates before completing the deal.
02 Mar 2017 | 4 min read
Is It Risky to Get a Home Loan With a Small Lender?
When looking for a home loan, it's vital to review all options, not just those supplied by major lenders. By looking at products offered by big and small lenders, you educate yourself about the mortga...
28 Feb 2017 | 4 min read
Is Property Still a Good Investment in 2017?
There is a great deal of speculation surrounding the property market at the present. With talk of rate rise and falling values, many would-be home buyers are questioning whether to buy now or not.
23 Feb 2017 | 3 min read
Australian Bank Reforms Announced During Consumer Backlash
In late January 2017, Australia′s big four banks announced they were investing in a real-time fund transfers and payment system. These changes occurred as the opposition Labor Party called for a jud...
20 Feb 2017 | 4 min read
Top 10 Property Hotspots Data Reveals Shift Towards Outlying Suburbs and Coastal Centres
The latest online mortgage enquiry data from leading fintech, eChoice, taken over the fourth quarter of 2016, shows a perceptible shift from the previous quarter to more borrowers targeting outlying m...
13 Feb 2017 | 3 min read
$1 Billion in Suspicious Transactions into Australian Real Estate
A new finding by Australia’s money laundering watchdog, the Australian Transaction Reports and Analysis Centre (AUSTRAC), claims that there were $1 billion in suspicious transactions between China a...
09 Feb 2017 | 4 min read
Demand for Fixed Rates Jumps
It is the beginning of an exciting year for the Australian economy. Economists suggest America’s rates will start to increase, and if this occurs, Australia will have no choice but to follow.
30 Jan 2017 | 4 min read
Stamp Duty Costs a Rising Concern
As home prices across Australia rise so too does stamp duty. Subsequently, for many home buyers, especially those buying their first property, this cost is becoming an obstacle to home ownership.
27 Jan 2017 | 3 min read
Capital City Property Prices Rose By 10.9% in 2016
According to data released by CoreLogic, property prices across Australia rose by 10.9% during 2016. This rate is the highest annual rise since 2009.
25 Jan 2017 | 3 min read
How to Increase Capital Growth and the Rental Yield of your Investment Property
Renovating adds instant value to an established home. Firstly, you can you increase your capital growth, even in a stagnating market. Secondly, you can also rent the property for more when complete.
23 Jan 2017 | 4 min read
Who Should You Choose? A Mortgage Broker or a Bank?
When it comes time to take out a mortgage, most people head straight to their bank. But, many financial experts warn that if you follow this strategy, then you may miss many benefits.
19 Jan 2017 | 4 min read
Investors Could be Claiming up to $6,000 More in Depreciation
28 Nov 2016 | 3 min read
5 Property Market Stats You Need to Know
Residential property market statistics are plentiful and easy to find. This data indicates how a market is performing and is ideal for brokers and home buyers.
10 Nov 2016 | 4 min read
How Much Do I Need For a Deposit on a Home?
Knowing how much you will need as a deposit on a home is vital to you securing a loan. Generally speaking, the larger the deposit you have, the less money you will have to borrow.
08 Nov 2016 | 4 min read
Property Market Update: Capital Gains Increases in Most Capital Cities
In this months property market update, CoreLogic suggests capital gains on Australian property has increased in most capital cities. Nationally, there has been a 1% rise in dwelling values.
02 Nov 2016 | 3 min read
Interest Rates Likely to Be on Hold Until 2017
Reserve Bank Governor Dr Philip Lowe, suggests that many factors have to deteriorate before he lowers interest rates.
01 Nov 2016 | 4 min read
How to Build Your Property Investment Portfolio
Sure purchasing your first property can be daunting, especially for young investors. But, knowing how to tackle the market and lenders can be an advantage.
31 Oct 2016 | 4 min read
What are the Risks and Benefits of Refinancing Your Mortgage?
If you have been wondering if refinancing your home loan is a good idea, you have a right to wonder. With so many Australian's getting cheaper refinance rates, now is the time to consider your options...
27 Oct 2016 | 4 min read
More Borrowers are Considering Switching Lenders
Brokers who specialise in refinance home loans are helping their clients achieve better home loan outcomes.
27 Oct 2016 | 4 min read
Surefire Signs You Are Ready To Purchase With Your Partner
17 Jun 2016 | 4 min read
Negative Gearing Changes Could Shake-up Property Investment
27 May 2016 | 4 min read
April 2016 Property Market Update: Are We Heading for a ‘Boom or Bust’ Scenario?
29 Apr 2016 | 4 min read
Set Goals And Make Your Dream of Home Ownership a Reality
23 Mar 2016 | 4 min read
First Home Buyers are Under Greater Stress But Overall Confidence is Rising
13 Nov 2015 | 5 min read
Now is the Time to Review Your Home Loan and Consider Your Options
09 Nov 2015 | 5 min read
Understanding Why Australia’s Major Banks are Raising Their Interest Rates
06 Nov 2015 | 5 min read
Investor Interest Rate Rises See Borrowers Switch Home Loan Types
25 Sep 2015 | 5 min read
Peer-to-Peer Investment is Set to Change the Face of Lending
24 Sep 2015 | 6 min read
Will the Property Investor Legislation Improve Housing Affordability?
10 Sep 2015 | 5 min read
Increasing Property Prices and Decreasing Interest Rates Affecting Growth
16 Jun 2015 | 2 min read
Auction Clearance Rates Remain Strong and Indicate a Favourable Property Market for 2015
08 May 2015 | 2 min read
Homes or Units – Which is a More Profitable Investment?
21 Jul 2014 | 3 min read
Top Mistakes Property Investors Make and How to Avoid Them
14 Jul 2014 | 3 min read
What is Lenders Mortgage Insurance and How Can it Be Avoided?
Lenders mortgage insurance (LMI) is an added expense that most home buyers can do without, as it typically adds thousands to the cost of the average home loan.
19 May 2014 | 3 min read