Joanne Ly

Joanne Ly

Joanne Ly is a freelance content writer for eChoice, covering mostly lifestyle and property articles. She studied Commerce and Marketing at UNSW and since then has moved towards content creation and social media. Joanne loves taking photos in her spare time, especially when she travels (you’ll never see her without a camera!). Note: This author no longer writes for Finconnect - eChoice or any affiliate companies.
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Money

Could Payment Defaults Stop Me From Getting a Home Loan?

Have you missed a few bills lately? Or maybe you paid your electricity bill a little late? Payment defaults can impact your chances of home loan approval.

First Home Buyers

The drive behind first home buying

For more than 8 years, the largest proportion of owner-occupier mortgage activity has been first home buyers. We examine the data.

Money

How to Make Sure You Don’t Borrow More Than You Should

While a lender might be happy to finance you for a certain amount, how do you know if it's too much? How to not borrow too much on your home loan.

Guides

A guide to bridging loans

Trying to sell your home while buying another can be tricky, however a Bridging loan may be able to help simplify this process

Buying Again

How digital technology is changing buying off-the-plan

video inspections, online auctions and digitally signed contracts are just a few of the ways people have recently been using technology to buy off the plan.

Property

Should you consider buying a property during the Coronavirus outbreak?

The pandemic has flipped the property market upside down and has effectively changed the game leaving many uncertain of whether now is a good time to invest

Refinancing

Fixed rate home loans lowest on the market

While fixed rate home loans are offering the lowest rates on the market, there are also important factors that you should consider before choosing this loan

Lifestyle

Cooking is science: Educational recipes for kids

There's never been a better time to start cooking with your kids. These fun child-friendly recipes are a great way to teach your kids about healthy eating

Guides

Home loans for Lawyers

Certain legal professionals, such as lawyers, solicitors and barristers may be eligible for special treatment on their home loan, including waived LMI.

Buying Again

Online Auctions: Buying and Selling property

During the COVID-19 pandemic, online auctions have become the norm. Though virtual, they work in more or less the same way as a regular auction.

Lifestyle

Get your house ready for winter

Get your home prepped for winter with this checklist of chores to ensure you and your house are warm and snug all winter long.

Guides

Buying a property with an SMSF home loan

A Self-Managed Super Fund (SMSF) can be used to purchase property, but the rules and regulations can be tricky. Learn about buying property with an SMSF.

Money

How to pick appliances to save energy

An appliance's energy rating is just as important as its price and design, especially when it comes to future energy bills and potential savings.

Guides

Everything to know about Home Loans for teachers

For teachers who don't fit traditional lending criteria, getting home loan approval can be difficult - that's where teachers mutual bank comes in.

First Home Buyers

How to research the property market

Before jumping on that property ladder and securing your first home, learn what you don't know about researching the property market.

Money

Young savers flock to neobanks

Neobanks are revolutionising the financial industry, and their digital nature is becoming increasingly popular with younger savers.

Lifestyle

The new wave of furniture rentals

The alternative to buying cheap pieces that eventually end up in landfill, furniture rental is the sustainable way to keep your home en-trende.

Money

Should you start using a VPN?

What are VPNs and are their benefits worth the effort? We explore what they are, their pros and cons and where to get one.

Lifestyle

Pets and apartments – the ultimate balancing act

Renting with pets: Laws, regulations and common-sense advice for consideration before signing that lease with your furry (or feathered) friend in tow.

Guides

Finance glossary

A finance glossary for all those pesky home loan terms - from A to Z. Your dictionary for everything from lenders mortgage insurance to repayments holidays.