Kathryn Lee

Kathryn Lee

Kathryn Lee is a Sydney-based freelance writer and covers everything from finance news to eChoice home loan guides, as well as lifestyle pieces. When not reading up on the latest RBA news you’ll find her out on a hike or in the kitchen trying out a new recipe - with the perfect wine pairing in hand, of course. She has a Bachelor of Communication with a major in Journalism from Western Sydney University.
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News

RBA low cash rate remains, but for how long?

The RBA has once again put a hold on interest rates, leaving the cash rate at 0.10%. Despite this, markets are indicating a hike in interest rates could be sooner than expected.

Guides

Your guide to Perth’s property market

Whether you're thinking of packing up and moving west or you're already resident to its charm, we've got your guide to the Perth property market.

Guides

Everything you need to know about home and contents insurance

Reportedly, 66% of Australians don't have home and contents insurance, but when disaster strikes, those uncovered are left largely out-of-pocket. If insurance talk leaves you in a daze, this is the gu...

News

RBA holds as Housing Market Braces for Possible 30% Jump

Rates will stay on hold following the RBA's first meeting of the year. Meanwhile, new analysis suggests house prices may rise 30% over the next 3-years.

Lifestyle

How much does it cost to renovate a house in Australia?

We sat down with an interior and exterior designer to find out how much it really costs to renovate your home in Australia.

Property

Questions to Ask Your Mortgage Broker Before Signing

You wouldn't get into business with someone without knowing them first. A mortgage broker should be the same. Here are 21 questions to ask before signing.

Guides

Understanding Lenders Mortgage Insurance (LMI)

Struggling to understand Lenders Mortgage Insurance (LMI)? Learn what this extra cost could mean for your mortgage and why you might need to pay it.

Property

Did COVID-19 restore housing affordability?

Guides

Breaking up a mortgage after the break-up: eChoice’s guide to home loans and divorce

Confused about how to move forward with your mortgage after a divorce? Here's everything you need to know.

Guides

How to calculate capital gains tax

Unsure of how to calculate capital gains tax for your property in Australia? We’ve got you covered with eChoice’s ultimate guide to the capital gains tax.

Guides

How to find your bank statements for your mortgage application

Technology can get the best of all of us at times, so we've put together this handy guide for finding your bank statements for your mortgage application.

Guides

How to make an offer on a house

You've found your dream home and are ready to make an offer - but where do you start? Here's how to submit your offer to the agent or vendor.

Guides

What is the average mortgage size in Australia?

The average Australian home loan size has grown considerably over the last 20 years. Take a look at how much the average Australian needs to earn to cover the average mortgage cost as well as tips to ...

First Home Buyers

Australian property market still booming, despite the recession

Despite the recession Australia has entered, the property market crashing fears are looking up as experts explain the booming property market.

First Home Buyers

Could now be the right time to invest in property?

Consumer confidence in the housing market is up and ABS data showed an increase in new lending over August. Could now be the right time to invest?

Money

Australian house prices outperform wage growth

A comparison of Domain house price data and ABS wage figures has revealed Australian house prices outperformed wage growth last financial year.

Property

Auction market not heavily impacted by COVID-19

The September quarter hinted at a recovering auction market, with CoreLogic recording an increase in both auction volumes and clearance rates.

Money

10 signs you’re financially healthy

From spending less than you earn to having an emergency cash fund, this definitive list is the only health check your finances will ever need.

Property

Australia’s Property Market Ranks in Top 20 for House Price Growth

Australia's property market has ranked nineteenth in the world according to the latest Knight Frank Global House Price Index.

News

RBA November Cash Rate Drops to New Low 0.10%

The official cash rate has been lowered by 15 basis points to 0.10% following the RBA November monetary policy meeting. It is the lowest it has ever sunk.

News

Construction home loan rates cut

Lenders have been cutting their rates for construction loans to appeal towards the HomeBuilder scheme and lure prospective home loan customers.

Money

Unemployment figures take an unexpected drop

The August unemployment rate took an unexpected 0.7 pts drop to 6.8% despite its previous continual rise due to the economic impacts of the coronavirus.

Property

Land buyers flock to Perth

Perth is proving popular with land buyers. Recent data from UDIA Western Australia revealed the city achieved 3,322 new lot sales over the June quarter.

Property

Construction Slowdown Could See Tradies Leave Victoria

The coronavirus induced slowdown of the Victorian construction industry could see tradies leave Victoria for work opportunities.

Property

Issues to look for when buying an older house

If you're wanting to buy an older property for it's historic beauty, but don't know about the issues you might incur? This will help you out.

News

RBA October Cash Rate Remains on Hold

The official cash rate has remained on hold at 0.25% following the Reserve Bank of Australia (RBA) October board meeting earlier today.

Money

Has the HomeBuilder scheme improved housing sales?

Three months on, we look at the effectiveness of the Morrison government's HomeBuilder scheme and whether it has impacted housing sales.

Guides

No deposit home loans: Can you really get a mortgage with no down payment?

Can you really buy a house with no money out of pocket? Read on for everything you need to know about no deposit home loans.

First Home Buyers

Regional Properties Popular as COVID-19 City Exodus Continues

COVID-19 appears to have amped up the popularity of regional property as property sales and rental enquiries in regional centres skyrocket.

Buying Again

Pros and Cons of Buying a House to Flip

For creative and hands-on types, house flipping can be a fun way to invest. Before you jump in, here are the pros and cons of buying a house to flip.

Guides

Building a home? Your guide to the HomeBuilder Grant

Thinking of buying or renovating a home? Here’s everything you need to know about the government’s $25,000 HomeBuilder grant.

News

RBA cash rate remains unchanged 6 months on from historic cut

At its September meeting the RBA elected to once again leave rates on hold, leaving the official cash rate unchanged at 0.25%.

News

$195 billion worth of home loan repayments deferred due to COVID-19

New data reveals that 1 in 9 Australian home loan holders have chosen to defer their mortgage repayments through COVID-19 induced repayment holidays.

News

RBA cash rate continues to remain on hold

The Reserve Bank of Australia (RBA) has elected to once again hold monetary policy, leaving the cash rate at 0.25%, where it has sat since mid-March.

News

What is Comprehensive Credit Reporting and why could my credit rating change?

As of last week, the four major banks have uploaded their data so Comprehensive Credit Reporting (CCR) is now in full swing and credit scores are set to change.

Guides

Your guide to Perth’s most popular suburbs

Wondering where the best place to buy in Perth is? We’ve put together a handy guide to Perth’s most popular suburbs to help you find where is best for you.

News

Open banking officially launched

Open banking - a data-sharing revolution - has launched in Australia and major bank customers are the first to have access to possible better deals.

News

RBA Cash rate holds amid historic economic downturn

The cash rate has held at 0.25% as the economic downturn continues and more Australians take advantage of low-interest rates through refinancing.

News

Australia’s AAA Credit Rating Reaffirmed

Australia's AAA credit rating has been reaffirmed by global ratings agency Moody's, giving confidence to Australia's economic outlook.

Guides

Sydney’s most popular suburbs

Thinking of buying in Sydney? To help you figure out where you want to be, we’ve put together this guide to Sydney’s most popular suburbs.

Guides

What is a debt consolidation home loan – and how can it help you manage your debts?

If you’re juggling a few debts, a debt consolidation home loan might help you keep your head above water. Here's how to get one - and the pros and cons.

Buying and Selling

Your guide to the Sydney property market and house prices

Thinking of buying a home or investment property in Sydney? Check out eChoice’s handy guide to Sydney’s property market - including the best places to buy

News

RBA declares rate hold but urges banks to increase lending

The RBA has held firm in its rhetoric, today electing to hold the official cash rate at 0.25%, where it has sat since the emergency cut in mid-March.

Guides

How do guarantor loans work?

Having trouble getting a lender to approve your home loan application? A guarantor loan could be the answer you've been looking for.

Guides

Your guide to the Brisbane property market and house prices

The golden child of the Australian property market, Brisbane has all the creature comforts of a capital city with a little more space.

Guides

Buying property in a Trust

An alternative to the standard way of doing things, buying property through a trust can offer lots of tax incentives and advantages to the right candidate.

Buying and Selling

Your guide to Melbourne’s Property Market

Thinking of buying a home or investment property in Melbourne? Check out eChoice’s handy guide to Melbourne’s property market — including the best places in Melbourne to buy

Guides

Your guide to Brisbane’s most popular suburbs

Which suburbs in Brisbane are best to buy/live in? Your guide to Brisbane’s most popular suburbs in terms of price, investment potential and liveability.

Guides

The Guide to Property Investment

Thinking of buying an investment property in Australia but aren’t sure where to start? Or perhaps you want to know how much you can borrow for an investment loan? Check out eChoice’s handy guide

Refinancing

Refinancing in tricky situations

Refinancing is a popular way to improve your home loan deal and save money, but what if you have bad credit? Your guide to refinancing in tricky situations.

News

All Arms of Public Policy Are Working Together – RBA

The RBA has once again held rates as the "national-bridge-building-task" continues with its aim to ensure ongoing credit availability.

Lifestyle

Want to get off the grid? Build your very own tiny house

Tiny houses have been gaining popularity for a reason. Small, sustainable and functional, here's everything you need to know about the trend, including how to get yours.

News

ABA Confirms COVID-19 Repayment Holidays Won’t Impact Credit History

Lifestyle

Bunnings DIYs to get you through self-isolation

Got a bunch of spare time on your hands? We've pulled together a list of DIY ideas to get your through this COVID-19 induced self-isolation.

News

No more cuts: RBA declares cash rate reached “effective lower bound”

At today's meeting, the RBA declared it would be holding rates, and we are unlikely to see further cuts. As for the future, it could be "several years" before rates rise.

Buying and Selling

When should you refinance?

Refinancing your mortgage comes with many advantages, but it’s not always the right choice for every homeowner at any given point in time.

Buying and Selling

Repayments deferred but not forgotten: the truth about mortgage holidays

Repayment holidays can help you to put a freeze on home loan repayments, offering a reprieve to those suffering Covid-19 induced financial hardship. But what do they really mean?

Buying and Selling

10% higher prices for energy efficient homes

Not only can energy-saving home features shave some dimes off the quarterly energy bill, but new figures reveal they can increase the value of a home

News

New Record Low: Cash Rate Drops Amid Virus Threat

The RBA has announced that they will be easing monetary policy, dropping the official cash rate to a new record low, 0.50%.

Lifestyle

Forget the green thumb: 5 House plants that won’t die

Not all of us can be botanists, but that doesn't mean we shouldn't be able to enjoy a touch of greenery. The top-five plants for those void of a green thumb.

Property Investment

How to refinance your mortgage to buy an investment property

Even if you have a home loan, it's still possible to invest. Refinance your current property and use the equity to start building your portfolio.

Lifestyle

Australia’s most cycle-centric cities

Ever thought about cycling to work? Besides being good for the environment, as well as your hip pocket, it’s also gaining popularity in cities around Australia.

Lifestyle

Good health could be as simple as popping next door

Do you know your neighbours? Shockingly, 50% of us actively avoid them. But with loneliness now classed a major health issue, could the solution be as simple as popping next door?

News

Increased Employment Holds Back RBA Rate Cut

At its first meeting of the year the RBA today announced it would be pressing pause on a cash rate cut, leaving the official cash rate at 0.75%. But after months of speculation of a drop, as well as o...

Lifestyle

Make your home sustainable

After recent extreme weather events, many of us are beginning to investigate how we can live more sustainable lifestyles. They say it all starts in the home; so here's to starting!

News

Banks pull early trigger on rate cuts

Although traditionally coinciding with RBA decisions - and despite the likelihood of a held cash rate - big banks and small lenders alike have pulled the early trigger on home loan rate cuts.

Refinancing

What to know about refinancing during retirement?

Significantly more Australians are retiring with debt, making refinancing during retirement more relevant than ever - however, historically it's much harder.

Buying and Selling

Guru Guide: Investment property rules to live by

Despite what you might think, saving for the deposit is not necessarily the hardest part of property investment. Your guide to the rules of househunting.

News

ABS data shows growth in housing lending

ABS results released last week show that housing lending grew over November, despite first home buyer loan commitments falling. What does this mean for the 2020 housing market? Is it finally back?

News

Open banking delayed ’til July 2020

Despite original plans for it to begin next month, due to security concerns open banking (or Consumer Data Right) has been pushed back to start July 2020.

News

Weather this week boosts consumer confidence from 4-year low

After a devastating start to the year, it was hard to feel positive, and consumer confidence fell to a 4-year low. But with the past week's milder weather, it appears things are looking brighter.

Buying Again

West is best: Melbourne’s most convenient western suburbs

Fancy living walking distance to some of Melbourne's trendiest cafes? How about the iconic Williamstown beach? Take a trip across the water and behold Melbourne's most convenient western suburbs.

News

Big Four Banks Rush to Bushfire Aid

As bushfires continue to devastate our country, the outpouring of support has been inspiring. Celebrities, individuals, small business and even the Big 4 Banks have contributed to recovery efforts.

News

First Home Loan Deposit Scheme explained

The First Home Loan Deposit Scheme is now in effect, starting from 1 January 2020. The government – backed scheme is designed to help Australians get into their first home sooner. Here's everything ...

News

Top 8 Home Design Trends for 2020

News

Can you salary sacrifice a mortgage?

If you’re saving for your first home or wanting to boost your retirement savings, salary sacrificing could help put money back into your pocket.

News

2020 Property Market Wish List

Although 2019 has given property investors low-interest rates and good lending conditions, 2020 is another year. How are things looking for the year ahead?

Lifestyle

The most ‘walkable’ suburbs of Sydney’s inner west

Yearning to live walking distance to the cutest cafes and hippest bars Sydney has to offer? Look no further: the most walkable suburbs of inner west Sydney.

Money

What is a credit score and how is it calculated?

Don't know what a credit score is, in a funk with your rating or need some tips on how to bump it up? We've answered some frequently asked questions to steer you in the right direction.

News

A year in review: Housing demand increases after rate cuts

2019 saw the cash rate drop to its lowest value on record: 0.75%. Now, market conditions seem to be loosening. Housing demand is high and prices are up - and rising. Join us for a year in review.

Lifestyle

The un-bee-lievable benefits of beekeeping

A lucrative hobby, beekeeping can help keep you in good health, all while providing you with food - and for surprisingly little work!

Money

How Can I Improve My Credit Score?

News

ASIC’s new responsible lending guidelines aim to provide clarity on credit

In a move to reduce ambiguity between banks and other lenders, ASIC has released new guidelines regarding responsible lending laws.

Guides

What are the costs involved in buying a home? — the upfront and hidden fees

Before buying a home, it's vital to understand the costs involved, both upfront and ongoing. Knowing your financial obligations will enable you to budget better and avoid unwanted stress. Find out how...

First Home Buyers

Why should you consider buying a house rather than renting?

Is it better to buy a house, rather than renting? While they both have their advantages, buying generally wins out. In some cases, it can even be cheaper.

Guides

First Home Buyers Grant: Everything you need to know

First introduced by the government in 2000 but notorious for chaning its conditions, here is everything you need to know about the first home owners grant.

Lifestyle

Sydney’s secret(ish) beaches

Known for its outdoor lifestyle, warm weather and tanned people, it's no wonder Sydney has an abundance of beaches to visit. Here are the secluded ones.

Lifestyle

Your guide to a complete home renovation

Your style-guide to renovating every room of your house to the stylish oasis of your dreams. Renovation tips for the kitchen, bathroom, spare room and more.

News

Record highs predicted for 2020 housing market

November sales figures are out and housing prices have increased in all capital cities, except Darwin. What could this mean for buyers in the 2020 market?

News

RBA December Cash Rate Announcement: A gentle economic turning point

Amidst calls from economists that the economy is in need of a boost, the RBA has decided to keep the official cash rate on hold for December, at 0.75%.

Money

Can I save for a home loan with a single income?

Whether you’re a single mum, dad or the sole breadwinner, here’s everything you need to know about how to seek a home loan approval with a single income.

First Home Buyers

What first-home buyers should know about the Melbourne housing market

The latest information on the Melbourne housing market, including current grants as well as economic conditions. Everything first home buyers need to know.

News

Christmas debt could hinder home loan plans

The figures are in and Christmas spending is expected to rise this festive season, but how could small debt gained during the period impact loan approval?

News

Trust to be the backbone of open banking’s success

Open banking is the next phase of the move to increase competition in the financial sector. For consumers, the move will make it easier to share data. But will it work?

Refinancing

Tips for renegotiating your mortgage

Property

Buying a property with family and friends: the pros and cons

Reducing the cost of a property purchase can be enticing, but here are some factors to keep in mind before entering into a venture with family or friends.

Money

Who pays the mortgage broker for your home loan application?

Property

Why property ownership is vital to a secure retirement

More and more Australians are retiring with a mortgage or working longer to pay it off. Here's why property ownership is vital and how to achieve it.

Money

What documents will a mortgage broker need?

Guides

Personal questions brokers ask before approving your home loan

Since the Royal Commission, banks and lenders have been asking far more invasive questions before granting home loan approval. Don't get blind sighted - find out what they want to know with this guide...

Money

How personal loan debts are jeopardising first home buyers

Engagements are a happy time, but if you're planning on taking out a personal loan to secure the ring, be warned it could affect your home loan chances.

News

RBA Holds Rate Cut as Property Battle Looms

Managing your home loan repayments with a family to take care of can be hard. Take control of your finances with these tips to help you budget both.

Money

How to budget your home loan with a family

Managing your home loan repayments with a family to take care of can be hard. Take control of your finances with these tips to help you budget both.

Guides

What credit score do I need to buy a house?

Your complete guide to credit scores and how they can affect you buying a house.

News

Aussies race to buy before house prices return to peak

If low house prices seemed to good to be true - it's because they were. House prices are back on the rise, but there's still time to cash in while it's hot.

News

Australia’s Economic Growth Worse than Greece

Australia's economic growth found to be weaker than previously imagined as headwinds from the US-China trade war and Brexit stunt economic growth.

Guides

Refinancing your home loan to consolidate debt

News

Banks welcome ACCC Investigation

ANZ, NAB, and Westpac have all welcomed the news of an Australian Competition and Consumer Commission (ACCC) investigation into banking.

News

Boost in spending intentions driving housing market

With tax returns coming in, here's how Aussies will be spending the extra cash and what this means for the housing market.

Property

Is it better to find a long term tenant or Airbnb my property?

Is Airbnb better than a long – term tenant or is it too good to be true? We breakdown the factors that can make or break your profitability on Airbnb.

Money

How gambling could affect home loan approval

Home loan applicants may be surprised at what can affect their borrowing power. Gambling, Netflix, and IVF plans have all affected borrowers in the past.

News

RBA October Rate Cut to Boost Home Values Despite High Unemployment

The Reserve Bank Of Australia has dropped interest rates due to current employment rates which economists believe will boost increasing home prices.

News

Do you know your home loan rate? 36% of Aussies have no idea

Whether you're buying your first home, your next home or an investment, it's important to understand the interest rates that apply to your home loan.

News

The interest rate war: what it means to consumers

Cutting the cash rate has left lenders competing for your business, some offering the lowest rates ever recorded. Here's what that means for consumers.

News

Mixed Predictions for Spring Property Market

Spring usually marks the beginning of a popular time to buy and sell. But, with mixed messages so far, should buyers have remain tentative?

News

Neobanks and the digitisation of banks: a crash course

When was the last time you visited your bank? With neobanks operating entirely online, you may not need to visit one ever again.

News

Top tips to take advantage of low mortgage rates

By now you've probably heard of the cash rate cuts, but have you made the most of the competitive rates? Here are some tips to help you get out ahead.

News

Recession housing price discussion overlaps rate hold

Despite predictions of cuts in the coming months, the RBA has decided to leave the official cash rate on hold for September. At the same time, many economists are frantic at the prospect of a looming ...

Lifestyle

What to do with your spare room

Forego the guest bedroom and get inspired with these practical and aesthetically pleasing designs.

Lifestyle

Top 5-side hustles that can make you a fulltime income

Make some extra money and meet your savings goals faster with a cheeky side hustle. Here are our top 5.

Property

Tips To Help You Pay Off Your Mortgage Earlier Than The Loan Term

When a borrower pays their mortgage off earlier than the loan term, they save thousands in interest. Here's how to make this a reality.

News

Don’t expect wages to increase this year, but more rate cuts predicted

First Home Buyers

How to work out your non–negotiables when buying your first property

Discover the best tips and tricks to ensure your home will satisfy your needs long after settlement. We help you understand what your non-negotiabes are.

First Home Buyers

How to overcome first home buyer fears

From intimidating jargon to property commitment issues, we walk through the most common fears felt by first home buyers and how to overcome them.

News

National house prices rise as the RBA holds, but for how long?

RBA have decided to hold the current cash rate at 1.00% - as national dwelling prices rise - but what brought on the rise and how long will it last? eChoice examines.

Lifestyle

Here are all the winners of the 2019 Houses Awards

2019 House Awards winners announced! Have a look at some of the best and most stunning residential design Australia has to offer.

Lifestyle

Cryptocurrency 101

With cryptocurrencies like Bitcoin, Litecoin and Ethereum becoming more mainstream, some of us are still here wondering how cryptocurrency is earned, saved or spent. More recently, we are left asking ...

Guides

What is my borrowing capacity?

Wondering how much to borrow or what amount is even available to you? In this guide we break down the common questions around borrowing power.

Guides

What does rental yield mean and how does it affect capital growth?

What does rental yield mean and how does it affect capital growth? eChoice gives you the lowdown.

News

APRA loosens rules on residential mortgage lending

Securing a mortgage becomes easier as APRA announces it will relax loan assessment guidelines.

Guides

How lenders calculate how much you can borrow on your home loan

If going for a loan remains a big, old mystery, here's a bit of insight into what a lender is looking for, and how you can look better on paper, as they say.

News

How the government’s income tax changes will affect you

You may already be aware of the government's tax rebates, but don't forget to brush up on how the rest of the information will affect you in the future.

Lifestyle

How to reorganise your pantry without tearing apart your kitchen

There's nothing more satisfying than a perfectly curated pantry when you're looking to whip up a culinary storm.

Money

How you could be mortgage-free in less than ten years

This woman didn't need big bucks to be mortgage-free in seven years. Here's how she did it.

Money

The Barefoot Investor phenomenon: Our review

Scott Pape's the Barefoot Investor has formed a cult-like following, with many Australians swearing by it as their bible for financial success.

News

The RBA interest rate announcement and Australian Housing Affordability report coincide, as rates drop

Australian housing affordability is the best it’s been since 2016, and the cash rate is the lowest ever. Find out how these significant announcements are linked.

Money

Your end of financial year checklist

With the end of the financial year drawing to a close, it is the ideal time to get your finances in order before the tax man comes knocking.

Lifestyle

How to pack your boxes when moving house

Packing up an entire house can be daunting, so we've collated our packing tips to ensure a smooth, easy and breakage-free move.

Money

Can I get a home loan if I’ve got a new job?

If you've landed your dream job and market conditions are right, you may be itching to dive headfirst into property investment; but is it possible?

Guides

Melbourne’s most popular family suburbs

Looking to raise your family in the cultural capital of Australia but don't know where to buy? Look no further; your complete guide to Melbourne suburbia.

News

New research has found housing affordability is at its best since 2016

New research has found housing affordability is at its best since 2016, with some cities faring better than others.

Lifestyle

Top tips for a total backyard makeover

From a family backyard cricket pitch to the entertainer's pad; everyone's backyard needs are unique. Here's how to make your backyard work for you.

Guides

What is a cooling-off period?

A cooling-off period can allow you to back-out of a property purchase, even if you're already signed the contract. Join us as we explain how they work.

Property Investment

Creative ideas to help you make extra money from your property

From living with short-term tenants to leasing that car spot you never use - here are some sure-fire (and creative) ways to earn a little extra cash from your property.

Guides

Your guide to the First Home Owner Grant in Tasmania

With the TAS First Home Owners Grant limit set to revert back from $20,000 to $10,000 in July 2020, there's no better time to buy in this state.

Guides

How to get a home loan on maternity or parental leave

When you're on maternity leave and trying to get into the property market, things can get a bit complicated.

News

Unemployment rise forces RBA’s first cash rate movement in more than two years

Economists say that this may be the first of many cuts to come. If unemployment and inflation continue to stall, then a further rate cut or two may occur.

News

Economists agree several cuts to the RBA interest rate could be looming

The Reserve Bank of Australia (RBA) appears prepared to drop official interest rates in June, potentially making it the first variation since August 2016.

Guides

Your guide to the First Home Owner Grant WA

Each Australian state and territory has its own version of the FHOG - here's your in-depth guide on the First Home Owner Grant Western Australia.

Guides

What you need to know about negative gearing

What is negative gearing in Australia and what are the benefits and downsides? Read on for eChoice’s ultimate guide to negative gearing.

Guides

What is an offset account?

An offset account is a feature of a home loan, which if used effectively, could save you thousands in interest over the life of your home loan.

Money

What is mortgage stress and how can I manage it?

You may have heard the term ‘mortgage stress’ but do you actually understand its meaning?

Guides

Buying a home? Here’s what you need to know about the loan to value ratio

Learn what loan to value ratio means and how to calculate LVR yourself.

Property Investment

Which Australian suburbs are experiencing the highest price growth?

Whether you're looking for city living, a beachside property or a rural estate, these high growth suburbs offers both entry-level and up-market homes.

News

Research reveals next home buyers lack confidence when it comes to purchasing property

A recent survey has revealed that people looking to buy their second home aren't as financially confident or educated about real estate as you might expect.

Money

A guide to bridging loans

Selling your home and buying another can be tricky when it comes timing. The good news is, bridging loans are sometimes available to cover the shortfall.

News

Property price slump eases, encouraging cash rate hold

While home prices continue to fall, the rate is slowing. This news has encouraged the Reserve to leave rates on hold, despite inflation stalling. Why?

Property Investment

Which suburbs should property investors buy in and avoid?

Looking at buying an investment property but don't know where to start? We've done the research and found the top five suburbs worth a look for property investors, as well as the top five suburbs we t...

Guides

Your guide to the First Home Owner Grant in SA

Thinking about buying your first home in South Australia? You may be eligible for the First Home Owner Grant SA, which can save you up to $15,000. Here’s your in-depth guide.

Guides

Your guide to the First Home Owner Grant in QLD

Queensland's FHOG is one of the most generous schemes in Australia. Here's what you need to know about the First Home Owner Grant QLD.

Guides

Your guide to the First Home Owner Grant VIC

If you’re a first home buyer you could be eligible for the First Home Owners Grant (FHOG) in VIC. Read this in-depth guide to see if you qualify for a first home owners grant.

Guides

Your guide to the First Home Owner Grant NSW

What is the First Home Owner Grant NSW? Read eChoice’s in-depth guide to learn what the scheme covers, check if you’re eligible, how to apply and more.

News

RBA stands ground as economists debate where rates are heading

The Reserve Bank of Australia (RBA) continues to take the 'wait and see' approach. Economists, on the other hand, are finding it difficult to agree on whether rate cuts or rises will happen in 2019.

Guides

Fixed or Variable Interest Rate: Which is right for you?

Interest rate and home loan jargon can be confusing to understand - that is, at least at first. Cut through the muddle; your guide to fixed, variable, comparison and everything in-between.

News

Melbourne, Byron Bay top list of hot spots for home upgraders

A new report reveals most Australian looking to upgrade to a new home are willing to head interstate - just not to Sydney.

Lifestyle

7 affordable Australian staycations to take this year

Feeling strapped for cash while saving? Need a holiday? Check out these affordable Australian staycations.

News

What ‘tighter lending conditions’ look like in 2019

While the term ‘tighter lending conditions’ sounds fairly straightforward, understanding how it applies to your finances in 2019 requires a bit of briefing.

News

RBA Governor: “There is no such thing as the Australian housing market”

The RBA Governor has reassured those panicking about the recent dip in the Australian housing market, stating national averages don't tell the whole story.

Lifestyle

The interior design rules that are OK to break

For as long as we've been turning houses into homes, there has been a textbook set of interior design rules to follow. From colour coding to Feng Shui, there's a lot to stay on top of.

Selling

How to choose the right real estate agent for you

The successful sale of your home depends on your real estate agent’s expertise. Use these tips to find the right real estate agent for you.

News

Out of cycle rate hikes sees RBA hold firm

By leaving the cash rate on hold for another month, the Reserve Bank of Australia aims to strengthen the domestic economy amidst property market shifts.

News

Noosa’s Hastings Street crowned Australia’s Best Main Street

Covering everything from ‘Best Swimming Spot’ to ‘Best Sausage Roll’, these awards crown the most quintessentially antipodean outlets across the nation.

Selling

How to sell your home in a buyer’s market

From marketing to styling and nailing the right timing (yes even during a slump) - here are the top tips for selling your property during a downturn.

Buying Again

Waterside suburbs you might actually be able to afford

Think living by the sights and sounds of the ocean is beyond your reach? Think again: these Australian waterfront suburbs are actually affordable.

Money

The best books and podcasts about money to help manage home finances

Whether you're looking to save more, get out of debt or learn the basics of investing - here are the money experts who will help get you there.

Lifestyle

10 kitchens to get you dreaming of a renovation

Thinking of renovating your kitchen? Take inspiration from these dreamy spaces.

Lifestyle

The ultimate guide to decluttering your home

A professional shares her professional tips and advice for clearing out the past and making way for a simplified and calmer future.

Lifestyle

The 10 best IKEA storage finds for your home

Whether you’re updating your interior style or searching for smart-designed pieces to make your home more functional, these nifty items have you covered.

First Home Buyers

Our top 6 tips for first home buyers

If you're looking to buy a home but have no idea where to start, read up on these important tips to find the right home loan for you and your circumstances.

First Home Buyers

First Home Buyer Checklist

Are you looking to buy your first home, but don't know where to start? Well don't wait a minute longer, it's time to brush up on your home buying knowledge with our step-by-step first home buyer check...

Selling

When is the best time of the year to sell my property?

Despite popular belief, real estate agents and statistics indicate that spring isn’t necessarily the best time of the year to sell a property.

News

Australian house prices at their weakest since 2008

Economic data shows that the Australian housing market is now at its weakest point in a decade – the lowest since the 2008 Global Financial Crisis.

Buying Again

Why real estate liveability is as important as property location

Liveability is a living standard measure that considers several crucial factors which impact everyday living and affect a property's value.

Money

10 Tips to Help You Save For a Home Deposit

When it comes to buying a home, the biggest challenge many people face is saving enough for the deposit. But by making changes to your spending, you'll soon discover it's not as difficult as you first...

Lifestyle

Interior design trends to look out for in 2019

Minimalism, patterns and responsibly-sourced design: We take a look at the 2019 interior design trends you can expect to see take off next year.

Guides

What is a comparison rate?

We explain the difference between a mortgage's advertised rate and its comparison rate, to help make the home loan hunt a little easier.

News

Australia’s most popular suburbs of 2018 revealed

Which suburbs are still in demand and selling like hotcakes, despite the cooling property market? We uncover the most popular Australian suburbs of 2018.

First Home Buyers

Can I get a home loan with no deposit?

Is there a way for you to buy without having to wait for years while you bank the thousands needed? There certainly is. Find out how you can secure a no deposit home loan now.

Money

What’s the difference between a market and bank valuation?

Whether you're selling or buying, a property valuation is essential. But how does a bank valuation differ from a market valuation and why are they required?

News

Millennials cash in on buyers’ market as rates remain steady

With the Reserve Bank of Australia leaving rates on hold for another month, young Australians are taking advantage of the situation.

Buying Again

The benefits of using a mortgage broker for your home loan

You've found your ideal home and now all you need is the right mortgage, but who should you approach for your home loan: your bank or a mortgage broker?

Money

A beginner’s guide to property depreciation

Calculating depreciation on an investment property may mean claiming more at tax time. Here's how you could reduce your tax using property depreciation.

First Home Buyers

Why first home buyers are still applying for mortgages

Recent data suggests that while investor and owner-occupier home loans are dwindling, first home buyer mortgage demand is on the rise.

Buying Again

Pinterest for property: 5 apps to help you find your dream home

If you’re on the hunt for a new home, investment property or just enjoy looking at real estate, here are the best property apps to make your search easier.

Money

Becoming A Mortgage Broker

If you’re looking to make a career change, then mortgage brokering could be ideal. Not only does mortgage broking offer you the opportunity to earn an attractive income, but it also gives you a work...

News

High-Density Living On The Rise As RBA Hold Fast

With Interest rates at their lowest and the population across Australia growing, many singles, couples and even families are looking to buy more affordable high density housing. Let’s look at this t...

Money

Mortgage Broker Leads

As a mortgage broker, leads are essential to generating enough work to keep you and your business active. However, not all leads are equally as effective. Let’s look at which lead sources are the be...

Money

Cheapest Home Loans

Finding the cheapest home loan as an investor isn't easy, especially with changes to lending criteria, interest only loans and investment-based loans. However, there are still many affordable options ...