Katy Holliday
Home Loan Glossary
A finance glossary for all those pesky home loan terms - from A to Z. Your dictionary for everything from lenders mortgage insurance to repayments holidays.
Katy Holliday19 Nov 2021 | 15 min read
What is a cooling-off period?
A cooling-off period can allow you to back-out of a property purchase, even if you're already signed the contract. Join us as we explain how they work.
Katy Holliday28 Oct 2021 | 7 min read
What are the costs of refinancing vs the benefits?
Want to know the costs of refinancing your home loan before taking the plunge? We've outlined all the extra fees and options so you can make an informed decision.
Katy Holliday28 Sep 2021 | 8 min read
60% of brokers view interest rates as main point of attraction
Digital loan platform HashChing has revealed Australian mortgage brokers believe customers come to them purely for the interest rates they can provide.
Katy Holliday30 Aug 2021 | 3 min read
Moneytech Finance calls for extension of SME Recovery Loan Scheme
Moneytech Finance is urging the federal government to extend the SME Recovery Loan Scheme in the wake of continuous lockdowns.
Katy Holliday23 Aug 2021 | 3 min read
From the city to the country: 10 must-see properties in NSW
New South Wales boasts some of the most luxurious properties in Australia, ranging from city and country, coastal & inland. Check out these hot properties!
Katy Holliday23 Aug 2021 | 6 min read
AFCA data says ‘Responsible Lending’ is top consumer complaint
The Australian Financial Complaints Authority (AFCA) says that the products most complained about in the past 12 months were credit cards and home loans.
Katy Holliday18 Aug 2021 | 4 min read
Impact of Sydney lockdown on the mortgage industry
Two mortgage brokers in Sydney have opened up about their strategies and ways of keeping afloat during the current Sydney lockdown.
Katy Holliday10 Aug 2021 | 4 min read
Budgeting 101: How to build a budget plan
Whether you're trying to repay debts or pump up your savings, budgeting is the key to success.
Katy Holliday04 Aug 2021 | 10 min read
Aussie borrowers are keeping up with mortgages as economy recovers
Many Australian's have been keeping up with their mortgage repayments throughout the pandemic, however there are concerns about borrowers with larger loans.
Katy Holliday03 Aug 2021 | 4 min read
New home enquiry slows after end to HomeBuilder
Since the end of the Federal Government's HomeBuilder scheme, there has been a decline in new home enquiries. Find out what this means for your new home.
Katy Holliday21 Jul 2021 | 6 min read
7 tips for negotiating a lower rate on your home loan
Renegotiating a lower interest rate isn't as hard as you'd think - and it could save you a heap of money! Achieve your goals faster with these tips.
Katy Holliday13 Jul 2021 | 7 min read
Ways to pay off your mortgage faster
When a borrower pays their mortgage off earlier than the loan term, they save thousands in interest. Here's how to make this a reality.
Katy Holliday08 Jul 2021 | 8 min read
What is a redraw facility?
Often touted as one of the most sought after features of a mortgage product, many of us don't actually know how redraw facilities work. We explain.
Katy Holliday02 Jun 2021 | 8 min read
What are the hidden costs of building a home?
Building your own home can have many incentives, but also a lot of unknowns. We talk you through the hidden costs you might face during the build.
Katy Holliday29 Apr 2021 | 8 min read
What is an offset account on a home loan?
An offset account is a feature of a home loan, which if used effectively, could save you thousands in interest over the life of your home loan.
Katy Holliday21 Apr 2021 | 11 min read
CoreLogic report shows property market recovering
Despite the impact of the global pandemic, the Australian Property Market is making gains and showing strong signals of recovery.
Katy Holliday05 Mar 2021 | 7 min read
21 suburbs to invest in 2021
Are you an investor looking for the next big thing? Look no further. The suburbs ear-marked to see the price growth in 2021.
Katy Holliday26 Feb 2021 | 8 min read
Broker market share reaches new record at 60.1%
New Mortgage & Finance Association of Australia (MFAA) figures show broker market share hit its highest level in history during the September 2020 quarter.
Katy Holliday23 Dec 2020 | 4 min read
What is a home equity loan?
Are you a homeowner repaying your loan on time and now interested in building your investment portfolio or wanting to renovate? Here is a guide to help you.
Katy Holliday07 Sep 2020 | 8 min read
