Before You Bid

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Before You Bid

Founded: 2015

Lender Type: Property Review Services

Owned by: Privately-owned

When purchasing property, having the building properly inspected is a critical step to ensuring you are really paying for the property you expect not one with surprise structural, functional or pest issues. Before You Bid offers Building Inspection and Strata Reports, along with Contract Review services. By vetting all panel members, you are guaranteed the professionals who prepare your reports are fully qualified and have the right insurance cover in place. They also make it easy to save a lot by sharing the reports on a property. For example, if you order a report and its resold within 8 weeks, Before You Bid will send you cash back. Quality reports, the peace of mind of doing your due diligence, and an innovative cost-saving system have made Before You Bid a top choice across Australia.

Key Benefits

Cash back for shared reports
Pre-vetted real estate professionals
Discounts through using their network


Not licenced in some rural areas
Not all reports are shared and discount eligible
Services arent as personalised as one-on-one

Property Inspection and Legal Services

Property Inspection and Legal Services Description

Building and Pest Inspection

Before You Bid is licensed to operate in the major cities of NSW, VIC, QLD and WA. Youll get an easy-to-read report and direct access to the inspector to have all your questions answered. With an estimated 70% of inspectors in Australia not having relevant training, accreditation and insurance cover, you can rest assured your Before You Bid inspector has all the qualifications and experience to deliver you the clear, thorough report you need to make smart decisions.

Strata Report

Youll get a downloadable copy of your strata report and can contact the strata reporter who reviewed the financials and the information from the meeting provided by the body corporate. You also know the reporter has the experience and qualifications to inform you of everything you need to know about the state of the building your property is in, as well as the financial state of the body corporate.

Contract Review

Through Before You Bid, you can use high-quality lawyers and conveyancers to review your sales contract free of charge, if you use them for their conveyancing services. Youll receive a quote upfront, so you know what you will be charged before entering into a contract. Youll also enjoy a special discount for contacting your conveyancer through Before You Bid.

Novated Lease Vehicle

If you work for an employer, Mildura can help to set up a novated lease when you are ready to purchase a vehicle. With this type of financing, youll sign a Novation Agreement with your employer and Mildura as the financier. Then, your employer makes monthly lease payments out of pre-tax income on your behalf, making the repayment process convenient whilst offering tax advantages.

Asset Lease

With an Asset Lease, Mildura Finance will purchase your equipment on your behalf. Then, you make fixed payments, as monthly rental payments. Once the lease term is up, your business has the flexibility to become the owner of the equipment by paying out the residual, selling the asset or refinancing to continue the lease for another term.

Equipment Chattel Mortgage

For business owners who prefer to own their equipment assets, Milduras Chattel Mortgage can be a good option. With this lending product, the equipment you purchase becomes the security. Mildura takes a mortgage out on it and then you make repayments for a set contract term. Once the contract is completed, ownership is passed back to you.

Commercial Equipment Hire Purchase

Finance your business equipment with the low-risk appeal of a Commercial Hire Purchase. MFL purchase the equipment you need on your behalf, and then you make rental payments over a predetermined length of time. Once the contract is over and the price of the equipment and interest charges have been paid in full, your business officially owns the asset.

Equipment Rental

An Equipment Rental from MFL offers maximum flexibility. Mildura, as your financier, will purchase the equipment and rent it out to you. Youll enjoy fixed rental payments over a nominated period. Once the contract is done, you can simply wipe your hands of the equipment, hand it back and owe nothing; you can continue the rental agreement or you can buy it at market value and take on ownership.

Agribusiness Loan

If you have an agricultural based business, a specialised Agribusiness Loan can help you meet your financing needs for crop financing, equipment financing and leasing, and financial solutions such as overdraft requirements. With a working knowledge of agribusiness and its lifecycles, you can count on Mildura to assist you in diversifying and strengthening your business so youll be able to hand it over to the next generation.

Commercial Property Finance

For industrial, commercial, residential and recreational property purchases, MFL can assist in setting up financing for as much as 705 of the value of the property. In some cases, its possible to finance up to 100% of the costs. How much a development loan can cover will depend on the type and strength of the development.

Corporate Finance

For business restructuring and refinancing, Mildura Finance has the experience to help create a bespoke solution for your business. Whether you are considering purchasing a new business, or need financing to help with assets and cash flow issues, MFL can create the tailored corporate finance solution you need to move forward and enjoy smooth growth.

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