Janet Basnec

About Janet

• Knowledgeable Mortgage Professional with 25+ years of experience working in the Finance Industry.
• I pride myself in providing an integral customer experience which is friendly, informative, appropriate and without fuss.
• I appreciate complex and unusual lending requirements and will go the extra mile to research and present lending solutions for each client’s individual circumstances.

As an independent Mortgage Broker I am accredited to write loans with a multitude of lenders and am therefore able to select from a broad array of lending products from which to source your new lending.  This ensures that your new loan not only has a great interest rate but it also offers appropriate loan features which are of benefit to you.

No loan is too small and no questions will go un-answered.

I am available to meet with you to discuss your lending requirements at a time and place of your convenience.  You may also choose to interact through various forms of electronic media.

I will:

• Calculate your exact borrowings & repayments
• Explain the loan features including the associated fees
• Discuss the potential hidden/forgotten costs associated with your intended transaction
• Explain the lending process using simple terminology to assist your knowledge and understanding
• Keep you informed throughout the loan approval process and also communicate timely and relevant lending information after your loan has settled.

Having worked many years in the mortgage industry, I have gained extensive knowledge and valuable experience which enables me to provide my client’s a specialist service which encompasses the following loan types:

• Loans to First Home Buyers who have little to no deposit saved
• Loans to purchase new homes to live in and also investment properties to be rented
• Refinance loans incorporating debt consolidations
• Loans to purchase land and construct
• Low doc loans for client’s who find it difficult to evidence their income using traditional methods
• Non-conforming loans for client’s with unusual employment history and/or past credit issues
• Loans to Australian’s living overseas and also loans to non-residents living and working in Australia

Credentials and Awards

• Diploma in Financial Services (Finance/Mortgage Broking Management) FNS50504
• Cert IV in Financial Services (Finance/Mortgage Broking) FNS 40804
• Certificate III in Mortgage Lending
• MFAA Credit Adviser Membership (Mortgage and Finance Association of Australia)
• COSL Membership (Credit Ombudsman Service Limited)
• I am also accredited with Deposit Power