Janet Basnec

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Janet Basnec

Janet Basnec

Mortgage Broker

  • M: 0424 038 090
  • P: 0424 038 090

E: jbasnec@eChoicehomeloans.com.au
A: Tarneit, VIC 3029

About Janet

  • Knowledgeable Mortgage Professional with 25+ years of experience working in the Finance Industry.
  • I pride myself in providing an integral customer experience which is friendly, informative, appropriate and without fuss.
  • I appreciate complex and unusual lending requirements and will go the extra mile to research and present lending solutions for each client’s individual circumstances.

As an independent Mortgage Broker I am accredited to write loans with a multitude of lenders and am therefore able to select from a broad array of lending products from which to source your new lending.  This ensures that your new loan not only has a great interest rate but it also offers appropriate loan features which are of benefit to you.

No loan is too small and no questions will go un-answered.

I am available to meet with you to discuss your lending requirements at a time and place of your convenience.  You may also choose to interact through various forms of electronic media.

I will:

  • Calculate your exact borrowings & repayments
  • Explain the loan features including the associated fees
  • Discuss the potential hidden/forgotten costs associated with your intended transaction
  • Explain the lending process using simple terminology to assist your knowledge and understanding
  • Keep you informed throughout the loan approval process and also communicate timely and relevant lending information after your loan has settled.

Having worked many years in the mortgage industry, I have gained extensive knowledge and valuable experience which enables me to provide my client’s a specialist service which encompasses the following loan types:

  • Loans to First Home Buyers who have little to no deposit saved
  • Loans to purchase new homes to live in and also investment properties to be rented
  • Refinance loans incorporating debt consolidations
  • Loans to purchase land and construct
  • Low doc loans for client’s who find it difficult to evidence their income using traditional methods
  • Non-conforming loans for client’s with unusual employment history and/or past credit issues
  • Loans to Australian’s living overseas and also loans to non-residents living and working in Australia

Credentials and Awards

  • Diploma in Financial Services (Finance/Mortgage Broking Management) FNS50504
  • Cert IV in Financial Services (Finance/Mortgage Broking) FNS 40804
  • Certificate III in Mortgage Lending
  • MFAA Credit Adviser Membership (Mortgage and Finance Association of Australia)
  • COSL Membership (Credit Ombudsman Service Limited)
  • I am also accredited with Deposit Power

Make an appointment with Janet

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How I can help

Compare home loans

I'll try to find you a competitive home loan that suits your needs by comparing multiple lenders. Plus receive a complimentary property report to support your property search.

Negotiate on your behalf

Leave the paperwork to me, I'll negotiate directly with the banks and lenders - saving you time and hassle.

Post settlement support

Our service doesn't stop when the home loan is settled. We'll keep in touch to make sure you're getting the most from your home loan.

Finance at any stage

First Home Buyer

Purchasing your first home is exciting. We've helped first home buyers just like you - from start to settlement.

Buying Again

Are you looking to downsize or upsize your property? While you may have done this before, it helps having an eChoice broker on your side.


We can help you achieve your investment goals by gearing your property portfolio with the right investment loan.


Refinancing could save you money, while improving your loan features and unlocking potential equity in your home.

Janet’s lender panel

Adelaide Bank
Commonwealth Bank
Me Bank
St.George Bank
Suncorp Bank