Michael Byrne

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Michael Byrne

Michael Byrne

Home Loan Manager

  • M: 0403 976 700

E: mbyrne@echoicehomeloans.com.au
A: North West Brisbane, QLD 4053

About Michael

  • I can help you get started and bring your goals within reach.
  • I can help you stay on track with my mortgage review service
  • I can help you build wealth with strategic investment finance options

I specialise in helping people turn big plans into big success stories. When you partner with me I can provide a One Stop Shop that offers a choice of an extensive array of innovative loan options, the convenience of a mobile service that will come to you saving you time and money and expert personal attention from a mortgage broker  who has a hard earned reputation for integrity and commitment.

I will do what I say I am going to do.  The process of obtaining a loan can be complex. As a dedicated mortgage professional I will guide you through the whole process working closely with the lender and your solicitor. I will keep you fully informed on the progress of your loan by committing to contacting you in the most convenient way at each stage of the process.

I will provide a fee free no obligation service. People think they will have to pay a mortgage broker’s fee for arranging their home loan. This couldn’t be further from the truth. All my income comes directly from the lenders I deal with so there is no reason for me to charge a fee.

I will deliver comprehensive solutions for your financial needs. I am here to help so please talk to me about a solution for your loan.

*I service the whole Brisbane region.


I have been in the finance industry for over 30 years. During this time I have worked with some of the largest financial institutions in Australia, including the ANZ Bank, Credit Union Australia and Genworth Mortgage Insurance.

I am married with three children and fully appreciate the pressures families face to manage their finances and mortgage payments.

I have excellent business acumen and as a experienced mortgage consultant with integrity, honesty and dependability I am well equipped to share my knowledge with my clients.

I do more than take applications and treat customers well. I will educate, inform and enlighten you. I leave you in a better place with more knowledge, more peace of mind that a wise decision has been made.

Credentials and Awards

I have my own Australian Credit Licence  ( No: 387067)

I have over 30 years industry experience with major financial institutions.

I am a member of the Mortgage and Finance Association of Australia

I am a member of the Credit Ombudsman Service Limited

I maintain a high level of professional development and hold the following qualifications

  • Bachelor of Business
  • Diploma of Financial Services (Finance/Mortgage Broking Management)
  • Certificate IV Financial Services (Finance/Mortgage Broking)

I am equipped with the latest industry technology to enable the delivery of quality professional service

My experience results in more options and solutions, less stress through the loan process and consistent quality service. Furthermore I am backed by eChoice one of the countries leading loan originators.

Make an appointment with Michael

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How I can help

Compare home loans

I'll try to find you a competitive home loan that suits your needs by comparing multiple lenders. Plus receive a complimentary property report to support your property search.

Negotiate on your behalf

Leave the paperwork to me, I'll negotiate directly with the banks and lenders - saving you time and hassle.

Post settlement support

Our service doesn't stop when the home loan is settled. We'll keep in touch to make sure you're getting the most from your home loan.

Finance at any stage

First Home Buyer

Purchasing your first home is exciting. We've helped first home buyers just like you - from start to settlement.

Buying Again

Are you looking to downsize or upsize your property? While you may have done this before, it helps having an eChoice broker on your side.


We can help you achieve your investment goals by gearing your property portfolio with the right investment loan.


Refinancing could save you money, while improving your loan features and unlocking potential equity in your home.

My success stories

Thanks Mick we had tried every thing to get a loan. You showed us what to do and it took some time but now we have our own house.

Des and Sue, Petrie, QLD

Just a quick note to say thank you for all your effort in helping find the right loan. I really appreciated that you always managed to keep me informed all along the way. I would certainly recommend you to any of my friends. All the best to you and your family.

Denise, Carindale, QLD

Thank you for all your help with our home loan. There were a few difficulties but I really appreciate the effort you put in. I would be more than happy to recommend you as a mortgage broker and would be happy to use you again.

Trevor, Stafford, QLD

Michael’s lender panel

Adelaide Bank
Commonwealth Bank
Macquarie Bank
Me Bank
St.George Bank
Suncorp Bank