Matthew Oughtred

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Matthew Oughtred

Matthew Oughtred

Mortgage Broker

  • M: 0407 961 713
  • P: (02) 9240 8281

A: Sydney, NSW 2000

About Matthew

  • Works closely with 15+ lenders to obtain you a competitive product and rate
  • Customised loan structures for each client
  • Settle your mortgage and then provide ways to get rid of it

In today’s market, lenders are constantly trying to become more competitive to win business from those seeking finance. In turn, there are various offers out in the market at any given time to entice consumers to choose a specific lender. This is a great opportunity for Australians as they have more choice; the only downfall is the decision then becomes more complex. This is where I come in; my role is to take the guesswork out of the decision by arming you with a bespoke recommendation based on your unique situation, whether that is your first home, an investment property, refinancing or potentially, a car loan.

My mission is to:

  • Educate my clients on what considerations you need to have to generate a quick process that essentially puts you in a stronger financial position
  • Liaise with over 15+ lenders to provide you with a breadth of possibilities to best suit your situation
  • Strategically structure your loans to accommodate for your long-term objectives, to grow your wealth through property or retain wealth through refinancing
  • Understand the entirety of the process from qualifying for a product through to final settlement, meaning you have complete peace of mind that you are working with a broking expert
  • Offer Asset Finance, Personal Loans, Business Loans, Investment Property Partners, in addition to Home Loans and Car Loans.

My mantra in business has always been to focus on the client you already have, that’s where growth truly happens. I appreciate my clients for their continuous support of my business, but more importantly, for all of their hard work that has put them in a position to need my services.


I have worked in the financial industry for over 6 years, exposing myself to all facets of obtaining finance.

Thoroughly understanding the end to end process, I will:

  • Walk you through the loan process step by step to completion
  • Complete transparency on interest rates, repayment and charges associated with recommended products
  • Assist with any questions at any time that is convenient for you
  • Complete all admin involved in securing your loan

All in all, I pride myself in simplifying the process of obtaining finance.

The best compliment you can give to me is referring me to your family and friends.

Credentials and Awards

  • Diploma of Finance and Mortgage Broking Management
  • Certificate IV in Finance
  • MFAA Accredited
  • COSL Accredited

Make an appointment with Matthew

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How I can help

Compare home loans

I'll try to find you a competitive home loan that suits your needs by comparing multiple lenders. Plus receive a complimentary property report to support your property search.

Negotiate on your behalf

Leave the paperwork to me, I'll negotiate directly with the banks and lenders - saving you time and hassle.

Post settlement support

Our service doesn't stop when the home loan is settled. We'll keep in touch to make sure you're getting the most from your home loan.

Finance at any stage

First Home Buyer

Purchasing your first home is exciting. We've helped first home buyers just like you - from start to settlement.

Buying Again

Are you looking to downsize or upsize your property? While you may have done this before, it helps having an eChoice broker on your side.


We can help you achieve your investment goals by gearing your property portfolio with the right investment loan.


Refinancing could save you money, while improving your loan features and unlocking potential equity in your home.

My success stories

I came across eChoice by chance and Matt Oughtred brokered a loan deal for me. I have a complicated investment portfolio and obtaining finance is not a simple process. Matt was proactive and worked very hard to put together a loan deal quickly and with a minimum amount of fuss. He kept me informed at all times and could not have been more helpful throughout the entire process. I would have no hesitation in recommending Matt in the future and he will be the first person I’ll call the next time I am seeking finance.

Scott, Cowra, NSW

My first impressions of Matthew was one of a confident professional. Matthew made me feel completely at ease when dealing with a stressful process. He made me feel really comfortable that I could rely on his advice and honesty in managing my deal with the lending providers and all the necessary paper work to successfully obtain a home loan. My requirement was not standard, but with Matthew’s experience, knowledge and contacts within the business was able to secure me my specific loan.

Matthew was the ultimate professional providing me constant information and advice on the progress of my application and providing me with varying options to enable me to secure the best outcome. Matthew was with me right from the start through to the final day of settlement. Matthew’s work ethic is first class and I would highly encourage any person with any standard or non-standard requirement to definitely contact Matthew. I know I will be using Matthew again.

Gary, Greenfields, WA

I couldn’t have been happier with my experience with my finance broker Matthew Oughtred. Matt had my application processed and my loan with unconditional approval within days which no one else could offer or match. Matt and me still keep in contact and not only talk about loans or banking but friends, family and everyday life experiences…. it feels like we have developed not just a professional relationship but a strong bonding experience, more like a friendship. Someone I have known for years, that’s the type of service Matt offers, he’s really there for you more than anyone else will be!! I cannot thank Matt as much as I would like – he’s made my life that much easier!

Jeff, Werribee, VIC

I could not have been happier with my experience with eChoice and in particular, my finance broker Matthew Oughtred. Matt had my application processed and my loan with unconditional approval within days which no one else was able to offer or match. Matt stayed in touch all the way through the purchase and was extremely professional in all matters relating to the property. Matt even assisted when my Solicitors guidance was vague and he knew exactly what to do. Can’t say thank you enough and would highly recommend Matthew’s services to all my friends and relatives.

Peter, Jerrabomberra, NSW

Matt was very quick and efficient with all my enquiries, he made it a very smooth process for me, he took all initiative and got the job done. He explained everything from A-Z and made it all very clear with basically nothing else left to question. I would highly recommend Matt’s services for a great experience.

Travis, Alexandria, NSW

A huge thank you to our eChoice broker Matthew Oughtred. Such a great feeling to have settled and finally sorted out our finances. We are extremely grateful for the hard work, information and help he gave us. Look forward to working with eChoice again on our future loans or investments. Thank you so much for all that you have done Matt.

Faye & Richard, Wallan, VIC

I am extremely pleased with the support from Matt Oughtred! I would recommend Matt for his absolute dedication all the way through to settlement. I will always be truly grateful to you Matt for making my dream house into a reality. Thank you!

Shanelle, Huntierview, NSW

To say Matthew Oughtred was helpful is an understatement! Throughout the process of refinancing my home loan, Matthew always made sure I was updated and understood every step. There was never a stupid question for Matt and he always provided an answer that both explained and reassured me. Although my situation was difficult Matt was determined to find the perfect loan for me and didn’t stop until he did!

Not only has he helped me to save money along the way but his amazing customer service from email updates to call for a chat and check in really assured me I was in good hands. I would and have recommended Matthew to many people. Thanks Matt!!

Alara, Bellbowrie, QLD

Purchasing my first investment property couldn’t have been a smoother process thanks to Matthew. I felt well-informed at every step of the way from start to finish and was completely satisfied with my experience. My property is based in Victoria, however, Matthew put me at ease as he communicated with the solicitors, real estate agent and lender effectively without any delays whatsoever. Even post settlement, Matthew has proactively kept in touch with me to keep me updated on the market trends. I highly recommend Matthew to anyone who’s looking for a broker with quick response times, precise information and caring nature.

Imran, St Clair, NSW

No one could have done a better job of securing my housing loan than Matthew Oughtred. He was knowledgeable, efficient and, most importantly, a brilliant problem solver, always a step ahead. He obtained my finance approval in an astonishingly short time. It’s unusual to come across a service provider who listens, returns phone calls, and follows through. Matthew did all of those things. He took the worry and stress out of what can be a daunting process. He really earned my trust and respect, and I will definitely recommend him to anyone I know who needs a loan.

Karen, Sandgate, QLD

Matthew’s lender panel

Adelaide Bank
Commonwealth Bank
Macquarie Bank
Me Bank
St.George Bank
Suncorp Bank