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Introducing Janet Basnec, your local Tarneit broker

  • Knowledgeable Mortgage Professional with 25+ years of experience working in the Finance Industry.
  • I pride myself in providing an integral customer experience which is friendly, informative, appropriate and without fuss.
  • I appreciate complex and unusual lending requirements and will go the extra mile to research and present lending solutions for each client\'s individual circumstances.

As an independent Mortgage Broker I am accredited to write loans with a multitude of lenders and am therefore able to select from a broad array of lending products from which to source your new lending. This ensures that your new loan not only has a great interest rate but it also offers appropriate loan features which are of benefit to you.

No loan is too small and no questions will go un-answered.

I am available to meet with you to discuss your lending requirements at a time and place of your convenience. You may also choose to interact through various forms of electronic media.

I will:

  • Calculate your exact borrowings & repayments
  • Explain the loan features including the associated fees
  • Discuss the potential hidden/forgotten costs associated with your intended transaction
  • Explain the lending process using simple terminology to assist your knowledge and understanding
  • Keep you informed throughout the loan approval process and also communicate timely and relevant lending information after your loan has settled.

eChoice Mortgage Brokers Tarneit

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  • Diploma in Financial Services (Finance/Mortgage Broking Management) FNS50504
  • Cert IV in Financial Services (Finance/Mortgage Broking) FNS 40804
  • Certificate III in Mortgage Lending
  • MFAA Credit Adviser Membership (Mortgage and Finance Association of Australia)
  • COSL Membership (Credit Ombudsman Service Limited)
  • Janet Basnec - Authorised Credit Representative No. 367483 of eChoice Home Loans Pty. Ltd. - Australian Credit Licence No. 390502


Having worked many years in the mortgage industry, I have gained extensive knowledge and valuable experience which enables me to provide my client\'s a specialist service which encompasses the following loan types:

Loans to First Home Buyers who have little to no deposit saved

Loans to purchase new homes to live in and also investment properties to be rented

Refinance loans incorporating debt consolidations

Loans to purchase land and construct

Low doc loans for client\'s who find it difficult to evidence their income using traditional methods

Non-conforming loans for client\'s with unusual employment history and/or past credit issues

Loans to Australian\'s living overseas and also loans to non-residents living and working in Australia