Guides

Our in-depth guides will empower you with the knowledge you need to become a smarter borrower through every step of the home loan journey.

How to find your bank statements for your mortgage application

Technology can get the best of all of us at times, so we've put together this handy guide for finding your bank statements for your mortgage...

How to calculate capital gains tax

Unsure of how to calculate capital gains tax for your property in Australia? We've got you covered with eChoice's ultimate guide to the capi...

Personal questions brokers ask before approving your home loan

Since the Royal Commission, banks and lenders have been asking far more invasive questions before granting home loan approval. Don't get bli...

What credit score do I need to buy a house?

Your complete guide to credit scores and how they can affect you buying a house.

How do guarantor loans work?

Having trouble getting a lender to approve your home loan application? A guarantor loan could be the answer you've been looking for.

First Home Buyers Grant: Everything you need to know

First introduced by the government in 2000 but notorious for chaning its conditions, here is everything you need to know about the first hom...

What is my borrowing capacity?

Wondering how much to borrow or what amount is even available to you? In this guide we break down the common questions around borrowing powe...

What does rental yield mean and how does it affect capital growth?

What does rental yield mean and how does it affect capital growth? eChoice gives you the lowdown.

How lenders calculate how much you can borrow on your home loan

If going for a loan remains a big, old mystery, here's a bit of insight into what a lender is looking for, and how you can look better on pa...

What is conditional approval on a home loan?

What is conditional approval, what are the benefits and how do you go about getting it? Here, we give you the lowdown.

Your guide to the Melbourne property market and house prices

When it comes to liveable Australian cities, it's hard to beat Melbourne. With some of the best coffee, bars, food and art, it's a cultural ...