A customer owned bank, Health Professionals Bank operates based on membership, with this being dependant on your status as a past or present Australian health professional, or you being the family member of a member. The bank is owned by members, meaning some profits are reinvested into services.
Easy fixed-rate loan for the owner-occupier
The Health Professionals Bank fixed rate owner occupier home loans offers the ability to fix the rate for up to 5-years with the added features of 100% offset, ability to split the loan type and no ongoing fees.
Your first home loan
With Health Professionals Bank’s My First Home Loan, you could be on your way to securing your first property with just a 5% deposit. Additionally, this product has access to a 100% offset account, no monthly fees and a fee free redraw facility.
A special low-rate product for your home loan journey
This product offers a special rate for the first 12 months on Health Professionals Bank’s traditional Classic Home Loan product.
The classis choice for your variable rate home loan
A classic variable rate home loan with no monthly fees and access to a fee-free redraw facility. Borrowers also benefit from having no penalty for paying off their loan early.
Ideal for construction
Designed to be the ideal choice for construction, those who are building an owner-occupied home on vacant land or conducting extensive renovations will benefit well from this loan.
Flexible loan with standard variable rate
Designed to be flexible, this loan will suit a wide range of owner-occupier needs with its standard variable rate and added features.
Invest with a locked in rate
For the investor who wants to know exactly what interest rate they will be paying for the next (up to) 5 years.
For investment or construction
Suitable for construction purposes, investors can benefit from this interest only loan with a minimum finance amount of $25,000.
Discounted variable rate for investors
For investors looking to borrow $150,000 or more, the Classic Investor Loan offers many attractive features along with a discounted standard variable rate for the duration of the loan.
Flexible loan for investors with changing needs
With a minimum finance amount of $25,000 the Flexi Choice Investor Home Loan is designed to suit and investors changing needs – whether that be to contribute to the purchasing of land, conducting renovations or any other suitable purpose.