Compare Home Loans And Save On Your Next Loan

  • We compare 100's of home loans from 25+ lenders and match you to your next loan
  • Get expert and tailored support, face to face or over the phone
  • Save time and money on your next loan as we find your best rates and help with the paperwork

PLUS receive your FREE Buying & Selling Guide when you speak to eChoice – cost and obligation free.

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Types of Home Loans

There are many different home loan products to consider, each suiting different situations. An eChoice mortgage broker will help you to understand the different types of home loans and when you would use each type, as well as the different features that are used to make up a home loan. Your experienced eChoice broker will also be able to match you to the best home loan product to suit your needs.

Identifying Your Needs

When buying and selling property, it’s important to not only be informed of current market conditions, but to also be aware of what your personal and financial expectations and needs are. This will enable you to make sound property buying and selling decisions that are not only cost effective now, but also well into the future. An eChoice broker can provide you with a free home loan health check to compare hundreds of home loans and find one that suits your buying needs.

Factors To Consider

Here are some factors to consider when choosing your next home loan.

  • Portability
    If you are happy with your current loan, you may be able to take it with you. Find out if you can substitute a new property as security for your existing loan, there may be a portability fee.
  • Size of loan
    If portability seems like a sensible option, check with your lender about whether you can increase the loan amount. Some lenders allow you to transfer a loan only if it’s the same amount as your existing loan.
  • New loan, same lender
    If you feel a better product is out there, check with your original lender. You may be able to receive a discount or avoid some fees, particularly if you now use more products with the same institution.
  • Switching costs
    To make sure you’re getting the best deal possible, find out whether the costs of paying out your loan and switching lenders is going to cost more than remaining loyal.
  • Find another loan
    Do your research to find a loan that better suits your needs.

Your Home Loan Report

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