Refinancing

Refinancers we've helped over the last 12 months*

9k

$438k

$573k

$77k

How can we help you refinance your home loan?

We have access to a wide range of home loan products and will be able to compare hundreds of loans to find one that best suits your needs, and could save you money.

How we can help:

  • Illustrate various ways you could save money
  • Identify the best loan structure for your situation
  • See if you qualify for any refinancing cash back offers
  • See if you're eligible for any grants
  • Explain the process and take care of all the paperwork
Download Refinancing Guide

*This aggregated data is for the period between July 2016 to June 2017, from customers that have used eChoice’s tools on its website and partner websites.

Step 1: Is refinancing right for you?

Replacing your existing mortgage with a new one to obtain a better interest rate and term is known as refinancing. Sounds good, right? Before you take the plunge, it's important to determine whether refinancing is right for you.

Step 2: Finding the right loan

Ready to refinance? Now it's time to consider the different types of loans available and the various fees and features offered by each lender. The key is to look at the whole home loan package, not just one aspect in isolation.

Step 3: Refinancing your home loan

With the right help, refinancing can be straightforward. Here are the key steps that your eChoice broker will walk you through:

1

Apply to refinance your loan

Your broker will help you submit your application and let you know what supporting documentation you will need to provide.
2

Approval and documentation

Once the lending criteria has been met, the lender will approve your application and proceed to issue a ‘Letter of Offer’, which you will need to complete and return.
3

Arranging your settlement

Your broker will then liaise with the lender to arrange settlement. This is the time when titles are exchanged and the bank registers a mortgage over your property.
4

Drawdown your loan

Congratulations! You can start to celebrate your new home loan! Your broker will check in with you and answer any further questions you may have.

Download your free Refinancing Guide

Enter your details below to download your free 15+ page guide and speak to a mortgage broker.





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Hear from other refinancers

Dylan Bertovic from eChoice provided us with all the answers we required to refinance our mortgage. Dylan showed patience and a understanding of our requirements to ensure the decision was 100%. Thank you Dylan for the outstanding service provided!

Product Review, Mar 21, 2017

With the great help and support from Stephen I now have the family finances looking healthy. Stephen was always available to answer questions, he was also professional. Thank you Stephen and eChoice.

Product Review, Apr 24, 2017

Iftekhar Syed made saving $$$ easy. I had hesitated changing banks for such a long time knowing how much work changing can be but with Ifty's help I'm now saving so much money and the process was easy!

Product Review, Apr 24, 2017

Very good service. Broker was patient and couldn't be more helpful. He made sure everything was happening on time. I refinanced my home loan and took out an investment loan at the same time. I saved a bucket of money and time in the process. I'll use them again in future to check loans are still competitive.

Product Review, Nov 29, 2016