Debbie Shankar - 3 Aug, 2021

Top 5 Side Hustles That Can Make You a Full-time Income

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Finding it difficult to save for your first home? Struggling to meet home loan repayments? A side hustle could be the simple solution you’ve been looking for.

Side hustles can be a great way to generate some extra income, not to mention use your spare time more wisely. Join us as we explore the top 5 side hustles.

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What’s a side hustle?

A side hustle is a ‘job’ that you do in addition to your regular work to help boost your income. Many Australians choose to take on a side hustle so that they can reach their savings goals quicker, such as buying a house or paying off the mortgage.


How do I find the right side hustle for me?

Finding the right hustle for you can be as simple as sitting down and asking yourself a few questions:

  • What’s my side hustle goal?
  • What are my interests?
  • What am I good at? What do I do well with minimal effort?

Once you’ve narrowed down what you’re good at, it’s time to sit down and work out what you need to do to make your side hustle idea a reality. Ask yourself:

  • What would I need to start?
  • How much time would I need to put in?
  • How can I make extra time in my day to devote to my side hustle?
  • Are others in need of my hustle idea? Is it marketable?

Getting a pre-approval can potentially shave time and stress off your house hunt. Speak to one of our home loan consultants to get to the next steps to getting your pre-approval with a lender.

Here’s how you get started online:

Step 1. Select your state below and whether you want to purchase or refinance.

Step 2. After answering a few questions, you’ll be given possible home loan options to start comparing straight away and work out your estimated borrowing capacity and break down your repayment and upfront costs. 

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John’s side hustle story

Working 9 to 5 job as a retail assistant at a photography store, John found that he was making enough to pay the bills, but not much more. Having the goal of paying off his mortgage within the next 10 years, John needed to find a way to make some extra cash.

After sitting down and considering what he was good at, John decided to start a photography side hustle.

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To start off with, John made some accounts with well-known photography websites to sell some of the photos he already had. Then he made a schedule. He decided he would take photos on the weekends and devote 2 hours a day during the week to editing and uploading.

Over time, John’s side hustle earnings went from a couple of hundred dollars monthly to over two thousand dollars. As time went on, he also found he was becoming better known on photography sites. As his collection and reputation grew, so did his income.


Top 5-side hustle ideas

Sell the skills you already have

There are hundreds of different marketing sites online for goods and services. If you’re an information technology specialist, a photographer, graphic designer, or alternative health practitioner, there’s a site where you can market your wares.

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To find online marketing sites that relate to your field, type ‘selling [the name of your interest] online’ into a search engine and then go through the results. For instance, typing ‘selling photography online‘ turns up Shutterstock, Shootproof, iStock, Getty Images and many more.

Another option is selling your knowledge. If you’ve got years of experience in a specific field, consider developing a ‘how-to course’ that breaks down aspects of your skill. The best thing is, once you’ve developed the course you don’t have to devote much time to managing it!


Ridesharing service driver

If you have a car and enjoy driving and talking to others being an Uber driver could be a great side hustle. Introduced in Australia in 2012, Uber shook up the taxi industry and enabled everyday people to become ride-share providers.

Today Uber provides more than 4.3 million Australians with an alternative commuting option. The ride-sharing service continues to grow in popularity to it makes sense to look at this side hustle as an opportunity.

person on their phone outside

Social media marketer

Are you spending hours on social media and have a large following? If so, then becoming a social media marketer might be for you. This side hustle is doing what you love, and once you’ve built up a client base your earning potential could increase considerably.

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Do you have a spare room in your home? Then Airbnb could be a side hustle worth considering. Becoming a host is easy, guests are verified, and you’re covered under Airbnb insurance if anything goes wrong.


Make videos and earn money. By creating a YouTube channel about your favourite topic or past-time, you can earn money from advertising shared when people watch your videos.

If you make compelling content, it’s likely you’ll end up with a stream of subscribers who regularly watch your latest work. Best of all, you don’t need to be a production whiz to nail YouTube, plenty of amateurs get on board all the time!

On the lookout for a home loan? Try contacting an eChoice broker. With access to 100’s of mortgage products from over 25 lenders, eChoice brokers have the resources to find YOU the right home loan deal.

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