Michael Giannone

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Michael Giannone

Michael Giannone

Home Loan Manager

  • M: 0413 434 189
  • P: 03 9421 3478

E: mgiannone@eChoice.com.au
A: 11/53 Coppin Street, Richmond, VIC, 3121

About Michael

  • Help you payout your loan sooner and save money every month
  • Specialising in investors and people wishing to become investors
  • Provide you with comprehensive financial solutions not just home loans

As a broker I am not aligned with any one lender. With accreditation with all the major and a large number of second and third tier lenders I am able to provide my clients with the best fit for their financial needs. I am not interested in pushing the needs of particular lenders. I work with my client to find the lender that will best help my clients meet their financial goals.

I will:

  • Provide you with the best financial solution
  • Explain all fees and charges
  • Show you how to save money and pay out your loan sooner


I have been a broker for over 3 years and in that time I have helped my clients achieve their financial goals. I am able to work with my clients to ensure they not only get the loan and advice they require, but the loan they need.

I work with a team of brokers and financial advisors and as such we are able to provide our clients with a full range of financial services that go well beyond merely filling in loan application forms.

As we specialize in investors and professionals we are able to match our services with the client’s financial needs, no matter how complicated. We are also quite capable in helping non investors improve their financial situation by helping them increase cash flow by reducing their monthly interest repayments, or pay out their loans earlier.

Our business is totally based on word of mouth and referral from our clients and other professional. We continue to help our clients and they in term help us grow.

Credentials and Awards

  • Diploma in Finance
  • Authorised Australian Credit Representative
  • MFAA Accredited

Make an appointment with Michael

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How I can help

Compare home loans

I'll find you a competitve home loan that suits your needs by comparing multiple lenders. Plus recieve your free property report,valued at $39.95.

Negotiate on your behalf

Leave the paperwork to me, I'll negotiate directly with the banks and lenders - saving you time and hassle.

Post settlement support

Our service doesn't stop when the home loan is settled. We'll keep in touch to make sure you're getting the most from your home loan.

Finance at any stage

First Home Buyer

Purchasing your first home is exciting. We've helped first home buyers just like you - from start to settlement.

Buying Again

Are you looking to downsize or upsize your property? While you may have done this before, it helps having an eChoice broker on your side.


We can help you achieve your investment goals by gearing your property portfolio with the right investment loan.


Refinancing could save you money, while improving your loan features and unlocking potential equity in your home.

My success stories

Michael Helped us get out of a financial hole. He helped us pay out our credit cards, reduce our monthly expenses and put us on the road to financial recovery.

Joe Spano, VIC

With Michael’s help I was able to reduce my loan repayments and purchase my first investment property. With his help I intend to purchase my next property and build an investment portfolio.

Tania, VIC

Michael and Australian Finance Advocates really care about their clients. They went out of their way to help my get a loan to allow me to purchase a new home. They really worked hard to make sure I was able to accomplish my goals and they made me feel comfortable along the way.

Jason, VIC

Michael’s lender panel

Adelaide Bank
Commonwealth Bank
Macquarie Bank
Me Bank
St.George Bank
Suncorp Bank