Neil Cruttenden

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Neil Cruttenden

Neil Cruttenden

Home Loan Manager

  • M: 0413 730 382

A: Neutral Bay, NSW 2089

About Neil

  • Will work with you to identify and develop your home loan goals
  • Always available to answer your questions at your convenience
  • Will be with you every step of the way – start to settlement

With so many lending options available it is difficult to know what is the best one for your situation. It is important to find a lender that can address your needs and meet your expectations. That is where my role as your mortgage broker comes in. I will be there to understand your needs and find the best solution for you.

I will also ensure I am always available to answer your questions and make sure the process runs as smoothly as possible through the loan application, settlement and beyond.

I am also committed to keeping you informed during the entire process and providing a personalised service so you can achieve your financial goals.

I welcome the opportunity to help you build your property portfolio and look forward to speaking with you!


I have over 20 years’ experience in the Finance Industry. This includes 7 years as a Financial Analyst at Mortgage Choice in their Head Office. There I gained valuable insights into the industry. I have also worked as a Team Leader in leading currency exchange Travel Money Oz (a division of Flight Centre) where I developed a great appreciation for customer service. As a broker I have a wealth of Financial knowledge that I hope to share with my clients.

Credentials and Awards

  • MFAA Diploma in Financial Service
  • B.Com Banking and Finance – University of Canberra
  • Graduate Certificate in Accounting UTS
  • Certified Practicing Accountant CPA

Make an appointment with Neil

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How I can help

Compare home loans

I'll find you a competitve home loan that suits your needs by comparing multiple lenders. Plus recieve your free property report,valued at $39.95.

Negotiate on your behalf

Leave the paperwork to me, I'll negotiate directly with the banks and lenders - saving you time and hassle.

Post settlement support

Our service doesn't stop when the home loan is settled. We'll keep in touch to make sure you're getting the most from your home loan.

Finance at any stage

First Home Buyer

Purchasing your first home is exciting. We've helped first home buyers just like you - from start to settlement.

Buying Again

Are you looking to downsize or upsize your property? While you may have done this before, it helps having an eChoice broker on your side.


We can help you achieve your investment goals by gearing your property portfolio with the right investment loan.


Refinancing could save you money, while improving your loan features and unlocking potential equity in your home.

My success stories

We had a very good experience with Neil from eChoice, very helpful and nothing was a problem especially as we have not refinanced our home loan for a long time. A lot of the suggestions were practical & helpful. Thank you.

David, NSW

Neil’s lender panel

Adelaide Bank
Commonwealth Bank
Macquarie Bank
Me Bank
St.George Bank
Suncorp Bank