When it comes to finding our perfect match in life we tend to have a list of requirements that we need fulfilled. In most cases, this list isn’t like a shopping list that we’ve written out and stuck to our fridge. Instead, it’s one that is held in our subconscious. It’s based on what we perceive as ‘a perfect match’ and it often revolves around our own values, ethics and beliefs. When we then find someone who fits these requirements closely, we then consider them as a perfect match.
The same can also be said about you and your lender. After all you are forming a long-term relationship, one that will span decades, possibly the rest of your life. So, doesn’t it make sense that you should think of your lender as someone who needs to have a certain set of values and ethics that need to be fulfilled in order for you to be compatible and for you to be a perfect match?
Of course it does.
So, you ask, “What values and ethics should my lender have to be my perfect match?
The three most important lender values and ethics are as follows:
Outstanding Customer Service – Your lender should be able to provide you with answers to any question you have, honestly and openly. And, if you don’t understand what they’ve told you, then they should be willing to explain this in detail. They should be available when you need them and they should be able to help you make changes to your lending needs, if and when you require these changes made. In other words they should be flexible, sincere and trustworthy, and possess the basics of any good relationship.
Compatible Products – The home loan products that your lender is able to offer you should suit your lifestyle and financial needs. This home loan should be flexible, offer you the features that you require and be affordable for you, without over-extending your financial commitments or putting you under any financial pressure.
Competitive Rates – The interest rates that your lender offers you should be comparable to others on the market and give you the best value possible. After all we all want to feel loved and appreciated, and in lending terms this means low rates, home loans with cost saving features and passing-on variable rate changes when they occur.
Are you looking for your perfect lending match? If you said yes, then contact eChoice and find the most compatible lender for YOU today.
Written by eChoice