There’s only five days left until the big day. To save more, follow our simple tips this Christmas.
Beat the Financial Blues This Christmas
Christmas is the season where we spend money on gifts, decorations, Christmas parties and celebrations, food and alcohol. For many of us, the festive season burns a hole in our wallet and depletes our bank accounts faster than we can earn money. This can sometimes cause anguish, stress and a great deal of frustration.
But, the good news is it doesn’t need to be this way. You can keep the lid on your spending over Christmas and still buy everything that you want. You just need to think thrifty.
To beat the financial blues over Christmas and to keep more in your hip pocket, simply follow these tips:
1. Look for bargains – You don’t have to buy expensive products for them to be good quality. Instead, search in bargain baskets or look for products that are on special. Also don’t be afraid to shop around to get a better a deal.
2. Christmas stockings as gifts – Rather than buying an expensive gift for someone, consider buying them a Christmas stocking and filling it with smaller, more affordable gifts.
3. Shop online – Shopping online can enable you to find a product for a better price as competition between retailers is profound. Many stores will also offer you ‘free’ shipping if you buy over a certain value of goods.
4. Visit thrift shops or antique stores – You’ll often find bargains and some unusual gifts in these types of stores. Plus, you can find treasures and trinkets that are no longer available. For instance, vases, clocks, jewellery, plates and ornaments.
5. Do-it-yourself gifts – Home-made chocolates, biscuits, cakes and sauces can make for excellent gifts that are very cost effective. You can also make other items if you are clever with your hands, such as clothing or furniture.
6. Buy in bulk – Rather than buying 1 item, consider buying many. A retailer will often give you a discount on multiple purchases of the same item. For instance, buying a dozen bottles of wine is often cheaper than buying one bottle. This then reduces your per present cost and it allows you to shop for 12 people at once.
7. Buy a family gift – Rather than buying individual gifts for family, buy 1 gift for everyone. For example, home-wares, food hampers, holiday gift vouchers or entertainment tickets make for fantastic family gifts.
8. Make your store or credit card rewards work for you – Take advantage of your credit card and store rewards, and use your points to buy Christmas presents.
Shop smartly and spend wisely this Christmas using eChoice’s tips. Reduce financial stress and enjoy the festive season more.
Written by eChoice