NOW Finance

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NOW Finance

Founded: 2012

Lender Type: Consumer Finance

Owned by: Subsidiary of Wingate Consumer Finance

NOW Finance is a Melbourne-based consumer lender with offices in Australias major cities. They offer reasonable consumer loan products with a personal touch. Youll benefit from having a personal loan advisor through the entire process, which means less hassle when you have questions or concerns about your loan. Being able to apply online in a few minutes and have your funds deposited in a couple hours once approved makes the NOW Finance even more appealing.

Key Benefits

Easy online application process
Personal loans for various credit levels
Personalised customer service


Only fixed loan products
Fee structure isnt transparent online
All loans capped at $40,000

Lending Products

Lending Product Description

Debt Consolidation

You can use this loan to consolidate your debts into one regular payment. This is a fixed rate loan with flexible repayment options. Repayment terms can range from 18 months to 7 years. Borrow up to $40,000.

Home Improvement

For home renovation projects, to invest in home furnishings, for swimming pool installation or any other home improvement experience, you can apply for this flexible personal loan. Borrow up to $40,000 with terms up to 7 years. Youll get peace of mind with a fixed interest rate and have access to your own Australia-based personal loan advisor.

Vehicle Finance

Whether you want to buy a new car, boat, truck, caravan, bike or any other form of transport, you can use a Vehicle Finance loan. This is an unsecured loan with a competitive fixed interest rate. You can choose your repayment period, whether you want to pay weekly or fortnightly. Borrow from $4,000 to $40,000. Terms go up to 7 years.

Medical and Dental Expenses

When you need to pay for a medical or dental procedure, from cosmetic surgery to dentistry, you can apply for a fixed rate loan from NOW Finance. Enjoy fixed repayments for a set period, ranging from 18 months to 7 years.

Travel Loan

For the essential getaway or the honeymoon you never want to forget, NOW Finances Travel Loan can be used to cover the expenses. Loan amounts start at $4,000. You can set your repayment term to up to 84 months for easier repayments.

Personal Loan

For almost any important personal expense your wedding, education costs, your dogs vet bill a personal loan can help you cover your costs. As with their loans for other purposes, youll pay a fixed rate, enjoy flexible repayment options and can borrow from $4,000 to $40,000.

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