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Founded: 2003

Lender Type: Specialist Lender

Owned by: Privately Owned

Paramount offers a range of forward-thinking home loans, along with a variety of other lending products that cater to small to mid-sized business owners. They are known for having a fast turnaround time and for taking a clear, honest approach with customers. They also offer loans for those with a poor credit history or self-employed borrowers who don’t yet have two years’ worth of financials.

Key Benefits

Low doc loan options
Loans for people with bad credit
Bridging loans


High rates
Fees can be expensive
No loan packages

Home Loan Products

Home Loans Description

Residential Full Doc – Clean Credit

For borrowers with a good credit history, this full doc home loan is a suitable option. You can’t have any defaults or arrears and can only borrow up to 80% of the purchase price. While you may want to apply with a more competitive lender if you have a good history and employment track record, for borderline borrowers who are having trouble with traditional lenders, this loan can be a viable option.

Residential Defaults & Arrears

If you think you won’t be able to get a home loan due to past missed payments or a default, think again. Paramount will overlook some hiccups on your credit history as long as you can prove your income, assets, and other financial information. This loan can be used for a new purchase or for refinancing. It does have a high interest rate and fees. Apply with a full doc or low doc loan.

Residential Bridging Loan

You can get a short-term full doc or low doc loan from Paramount to help you get into the home that you want before you sell your existing home. With an easy low doc option and the quick approval process with this lender, this may be a useful option for borrowers who need a simple, fast bridging loan.

Residential Lo Doc No BAS & No Trading Statements

If you are having trouble getting a loan as a self-employed borrower due to lack of financials, this Lo Doc loan may be just what you need. As long as you have a clean credit history, you can borrow as much as 70% of the property value.

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