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Founded: 2006

Lender Type: Specialist Mortgage Company

Owned by: Privately Owned

This Melbourne-based company has become one of the country’s top specialist mortgage providers in a short amount of time. They will work with individuals who have bad credit and offer low doc loan solutions for self-employed borrowers and business owners who have not yet had the chance to build up two years’ worth of financials for full doc loan income verification requirements. Resicom is also known for a speedy approval process. You will, however, have to deal with high rates. Also, low deposit loans are unavailable.

Key Benefits

Lending for the credit impaired
Low doc lending for self-employed borrowers
Fast approvals


High-interest rates
High fees
Limited customer service

Home Loan Products

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Home Loans Description

Full Doc Home Loan

You’ll have plenty of options through Resicom if you can demonstrate your income with a full doc loan. You can borrow up to 95% with lender’s mortgage insurance and enjoy full features. As this is a mortgage company, Resicom will help you find a suitable full doc loan that gives you the features you are looking for.

Low Doc Home Loan

Resicom will help you find a great home loan that you can apply for with a self-declared income and supporting documents, such as BAS statements or an accountant’s letter. You’ll also be able to use your funding for debt consolidation, cash out for your business, or any other worthwhile purpose. Usually, you’ll only be able to borrow 80% with a low doc loan.

Credit Impaired Home Loans

This is a specialist mortgage company that has plenty of experience finding home loans for those who have had credit problems in the past. Even if you have had a default or have fallen behind on mortgage repayments in the past, there are still options. This type of loan is available in both low doc and full doc formats.

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