Rick Stanford

Rick Stanford

Rick Stanford

Home Loan Manager

  • M: 0417 266 261

E: rstanford@eChoice.com.au
A: Sans Souci, NSW 2219

About Rick

  • Specialising in re-finance and debt consolidation to reduce your monthly payments
  • Expert in Investment Property Finance and will assist in maximising tax benefits
  • I will show you how to pay off your mortgage faster than you would believe

With a solid background in industry and management I became a mortgage broker in 1997 and found great joy in helping families get into their first home or to upgrade to a better home. The needs of different borrowers are very diverse and I find it very interesting and satisfying to tailor a loan or suite of loans that fully meet their needs.

This is a Win- Win situation because the client achieves their goals and I get to enjoy my job. This means that I approach each new client with maximum enthusiasm and interest to ensure they have my utmost attention from beginning to end.

Choice is what it is all about and if you walk into a Bank, they will only discuss their products, even if it is not the best loan to suit your needs but as an experienced eChoice broker I will ensure that all lenders on our panel are investigated to find the right loan for you. If we do not have the right loan and I know who does, I will tell you who.

I will take the time to get to know you and make all of the enquiries about you in a speedy and professional manner. I will make recommendations about different loan features that you may not have considered so that when you finally have your home loan you will know it is the best loan that meets your needs.

I will:

  • Provide a precise loan amount and repayment schedule
  • Provide a full explanation of fees, charges and Lenders Mortgage Insurance
  • Provide you with management techniques to make your dollar go further
  • Provide a referral to a fully qualified specialist to discuss insurance and superannuation

Experience

  • After a successful career in IT and Corporate Management I moved to the Finance industry in 1998 for an opportunity to assist people purchase their first investment property. This led to me gaining a thorough understanding of the investment market, strategies to maximize the tax benefits, get the most out of good property management etc.
  • I have assisted many first home buyers navigate their way through the paperwork required for grants and exemptions etc.
  • I have arranged many Construction loans for many clients including owner builders and developers. I will make sure you enjoy a smooth process through the construction period of your loan.
  • Re-financing and consolidation of debts is an area where I can assist you to reduce your total monthly repayments, and re-gain control of your finances.
  • I can settle short term business loans within 7 days if required.
  • I am an Experienced Commercial loan broker.

Credentials and Awards

  • Cert IV in Finance
  • Authorised Australian Credit Representative
  • MFAA Accredited
  • COSL Accredited
  • PS146 Accredited

Make an appointment with Rick

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How I can help

Compare home loans

I'll find you a competitve home loan that suits your needs by comparing multiple lenders. Plus recieve your free property report,valued at $39.95.

Negotiate on your behalf

Leave the paperwork to me, I'll negotiate directly with the banks and lenders - saving you time and hassle.

Post settlement support

Our service doesn't stop when the home loan is settled. We'll keep in touch to make sure you're getting the most from your home loan.

Finance at any stage

First Home Buyer

Find out if you're eligible for the first home owners grant. I can assist with your FHOG application.

Buying Again

Residential or commercial properties. I'll liaise direct with your real estate agent, solicitor and banks on your behalf.

Investors

Empower yourself with knowledge before buying an investment property. Ask me about attending a free property update seminar.

Refinance

Consolidate your debts and potentially secure a better deal. I could save you money and make the switch quick and hassle-free.

My success stories

It took a bit over a month, a seamless handover from financial tyranny to putting a lid on my budget again. I do wholly recommend Rick Stanford as someone worthy of your trust. He won’t muck around with your time or your money.

Len Jones, NSW

Dear Rick, We are settling into our new home, and would like to take this chance to thank you for all of your assistance and guidance over the past few months. Your patience has been much appreciated.

Andrew and Elizabeth, St Ives, NSW

On behalf of my husband and I, we would like to take this opportunity to thank you for assisting with the approval of our home loan. It is understood that being a broker and gaining your business is highly competitive, however you stood out because of your knowledge within the industry, reports that you provided and overall your commitment. I am so pleased throughout the process you were courteous and always willing to answer any questions we had. We felt you genuinely work with customers to achieve the best results at the end of the day. We will gladly recommend you to friends, family and will be happy to assist in providing a reference if needed.

Rebecca, Bradbury, NSW

Dear Rick, You might have thought I’d got caught up with the frenzy of rejoicing when the loan finally came through that I forgot all about your support through the ordeal. Not so. Mike and I want to thank you for all the assistance you gave us. We truly appreciate all the help given.

Kerry, Hurstville, NSW

Thanks for all your help in choosing and setting up the loan. It has been a true pleasure dealing with you.

Brad, Bangor, NSW

Rick’s lender panel

Adelaide Bank
AMP
ANZ
Bank Australia
Bankwest
Citibank
Commonwealth Bank
ING
Me Bank
NAB
Pepper
St.George Bank
Suncorp Bank
Westpac