Samuel Charles

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Samuel Charles

Samuel Charles

Home Loan Manager

  • M: 0413 536 031
  • P: 02 9240 8977

A: Randwick NSW 2031

About Samuel

  • I am personally accredited with over 25 Lenders and have a great understanding of the options available.
  • I assist in finding the right loan for my clients, taking the time to understand their needs and goals, from start to settlement.
  • I am passionate about providing a friendly service and pride myself on delivering high customer satisfaction.

I am an extremely proactive and positive financial sales professional as I have been in the banking and lending industry for over 6 years. I understand buying a property is the most significant transaction most people will make in their life and I am there to help and make the process as simple as possible.

I always put my clients first and look to tailor a home loan to their needs and financial goals. I will be able to find a strategy that will best suit my client’s needs and the relationships I have built up with the 25 lenders on my panel ensures I deliver the best outcomes.

I can also provide additional financial services including Asset Finance, Home and Buildings Insurance, Mortgage Protection and Investment Property Referral partnerships. This provides my customers a holistic experience with my service.

My commitment is to deliver excellent quality customer service and attention to detail to ensure you make the right financial choice every time to reach your short and long term goals.

Contact me to receive your FREE home loan report with your borrowing power, the lowest interest rate available to you and how many lenders you qualify for.

My services are completely cost and obligation free.


I have worked in the lending industry for over 6 years, in that time I have gained great experience providing better loans to hundreds of clients.

Purchasing your first home, investment property or refinancing to acquire the right loan for you can be overwhelming and time consuming.

My aim is to assist you throughout the loan application process from start to settlement and provide a personalised service with the goal to find the best loan product right for you.

My commitment to you:

  • Review 25+ lenders and 100s loans to find the right product for you
  • Explain the loan procedures, repayments, fees and charges
  • Assist with any questions along the way whether late evenings or weekends
  • Complete all the paperwork and ensure your loan settles on time
  • Work toward your goals and provide home loan health checks in the future

I will always endeavour to return your calls, texts and emails within 24-48 hours ensuring you receive the best service through the process.

The best compliment you can pay me is to refer my services to friends and associates.

Credentials and Awards

  • Member of the Finance Broking Association of Australia (FBAA)
  • Certificate IV in Financial Services Mortgage Broking
  • Anti-Money Laundering Certificate
  • Deposit Power – Deposit bonds
  • 18+ Lenders
  • Westpac – A+ Broker
Samuel Charles eChoice Awards

Make an appointment with Samuel

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How I can help

Compare home loans

I'll find you a competitve home loan that suits your needs by comparing multiple lenders. Plus recieve your free property report,valued at $39.95.

Negotiate on your behalf

Leave the paperwork to me, I'll negotiate directly with the banks and lenders - saving you time and hassle.

Post settlement support

Our service doesn't stop when the home loan is settled. We'll keep in touch to make sure you're getting the most from your home loan.

Finance at any stage

First Home Buyer

Purchasing your first home is exciting. We've helped first home buyers just like you - from start to settlement.

Buying Again

Are you looking to downsize or upsize your property? While you may have done this before, it helps having an eChoice broker on your side.


We can help you achieve your investment goals by gearing your property portfolio with the right investment loan.


Refinancing could save you money, while improving your loan features and unlocking potential equity in your home.

My success stories

You were a great help right from the start and always there to answer my questions and everything went smoothly. You also assisted with communication with the Bank which was greatly appreciated. Thanks Sam, I wish you well and would recommend your services.

Nicole, Sydney NSW

Thank you Sam for all your hard work. It was, on the whole, a very smooth process. I’m extremely happy that I had you on my team and I will most definitely be pleased to recommend you to all my friends and family.

Denise, NSW

I would highly recommend eChoice in particular my broker Samuel Charles! I have bought and sold a lot of homes in my lifetime, and this guy is very professional! He tailored the perfect loan to my needs. It has everything I want & addition to that I am saving $360 a month in home loan repayments.

I’ve saved $3k in two months overall. He has made a huge difference to my life! I’m a single mum with one income and everyday is a great day for me now! I’m saving towards a deposit to my second home and that’s all thanks to Samuel!

Christine, QLD

At all times Sam was professional, kind and helpful. We are not the most organised people in the world but he guided us through the process super quickly, got us a great loan AND came to our house. I fully recommend Samuel Charles from eChoice.

Gerri, NSW

These guys made the whole experience for a first home buyer simple, easy and stress free. Sam is a legend, helping my foreign partner and I buy our first home, and finding a bank willing to take on our loan.

Keeley, NSW

Samuel was a great help when I recently purchased my first home. All the options were explained really well and any questions I had were answered clearly and quickly.

Nicole, NSW

Could not be happier with the service Sam offered. He re-mortgaged our home and investment loans and saved us almost $20k per year! Incredible! He was very responsive to all our questions and provided his assistance at every step of the process.

Kirstin, WA

Sam Charles was extremely helpful talking me through everything with buying my first home, would highly recommend talking to him if you have any doubts or questions about getting into the property market.

Cameron, SA

I would just like to thank Samuel Charles for his professionalism and patient approach in helping us obtain our new home loan. Sam displayed exceptional communication skills with a genuine caring approach. Thanks again Sam (your a legend and saved us thousands).

Mark, AUS

I would like to thank Sam for all his help through the process of buying our first home. He answered all our questions, gave us all the information needed and always responded straight away to our queries. I would highly recommend Sam and his team and will use him again in the future. Thank you so much.

Richard, VIC

Samuel’s lender panel

Auswide Bank
Macquarie Bank
Me Bank
St.George Bank
Suncorp Bank