Compare top 20 home loans from 1.90% p.a.* | 3.43% p.a. comparison rate^

Browse hundreds of interest rates from 25+ lenders! Discover lender cashback offers of up to $3,000**. Talk to our home loan specialists to learn more.

4.75 star rating 4.8 from 257 reviews on Product Review

ANZ
Commonwealth Bank
St.George
Westpac
Macquarie
NAB
ING
Citibank

Only 30% of borrowers compare home loans & receive multiple quotes#

Common myth - "It pays to compare"

The ACCC found unnecessarily high search costs or effort reduced borrowers' willingness to shop around for a better home loan deal. The average customer with a 30-year home loan could save thousands of dollars by negotiating with their current lender or shopping around.

#Source: Australian Competition & Consumer Commission, Residential mortgage price inquiry – Final Report.

Our Comparison Service is FREE ONLINE

Enter a few basic details below to start browsing rates in seconds. If you find a better deal, we'll connect you to one of our experienced mortgage brokers, who can negotiate with the lenders on your behalf.

What do I get?

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Your Personalised Home Loan Report

Compare competitive home loan deals from 25+ lenders in 60 seconds.

Unlock Your Borrowing Power & Lowest Rate

Your home loan report, includes your estimated borrowing power, lowest rate from our panel and more.

Stress-Free Purchasing Journey

Speak to specialists to make your life easier – no hassles, no stress, no service fees.

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Your Personalised Refinancing Report

Compare over 25 lenders with our loan matching tool to calculate your savings.

Unlock Your RefiRating & Home Loan Offers

Your RefiRating is a free check-up, and will unlock home loan products including cashback and special offers.

Stress-Free Refinancing Journey

Speak to specialists to make your life easier – no hassles, no stress, no service fees.

Our Home Loan Process

1. Enquire Online

We'll need some details from you first to get to know your situation

2. Quick Quote

Compare interest rates and your potential savings - cost & obligation free

3. Apply

One of our home loan experts will call you to discuss your home loan options

4. Sorted

If we're right for each other, you'll be connected with one of our mortgage brokers to assist with the application

Frequently asked questions

Who is eChoice?

eChoice is an end to end service that helps Australians compare home loans online and connect them to a mortgage broker to assist with their home loan application.


Where do your home loans come from?

Our lender panel has hundreds of home loans from multiple lenders including the big four banks.


How many lenders do you have?

We have over 25 lenders on our panel, and our platform can compare those lenders to provide you with a personalised home loan comparison report based on the details you provided.


Where are your home loan consultants based?

All home loan consultants are based in our office at Ultimo, Sydney. Once you make an enquiry, a home loan consultant will contact you to confirm some details and if we're a good fit for each other. Next, we will put you in touch with one of our mortgage brokers to assist with your home loan application.


Are you accredited?

Yes, all of our mortgage brokers are qualified and accredited mortgage brokers that are committed to providing you a positive home loan journey. They are registered with the Mortgage and Finance Association of Australia (MFAA), or Finance Brokers Association Australia (FBAA), and hold a credit representative status with eChoice, Australian Credit License: 385888.

*Terms and conditions, fees and charges, and normal lending criteria apply. Interest rate is a 2 year fixed rate for owner occupied and 80% loan to value ratio. Read More

^Comparison rate based on a loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example or examples given and may not include all fees and charges. Different terms, fees and other loan amounts may result in a different comparison rate.

** Terms and conditions apply, cashback offers are provided directly by some lenders and may only be available for particular loan products. Cashback offers are not always available with advertised loan products. Ask us to learn more.