Simon Smith

Simon Smith

Simon Smith

Home Loan Manager

  • M: 0411 224 445
  • P: 03 9583 2599

E: ssmith@eChoice.com.au
A: Sandringham, VIC 3191

About Simon

  • Assisted my clients to successfully settle in excess of $250,000,000 in Home Loans
  • I am personally accredited with over 25 different lenders, including all the major banks
  • Ensure that your loan is structured correctly to meet your financial goals & objectives

As a self employed Finance Broker with in excess of 10 years experience, you can rest easy knowing that you are dealing with a finance professional that has your best interests at heart.

My objective is to ensure that you secure cost effective finance to suit your personal circumstances, also to exceed your expectations through providing you efficient, professional and personalised service.

I will:

  • Save you valuable time
  • Calculate your borrowing capacity and exact payments with numerous lenders
  • Explain all applicable fees and charges
  • Provide you with complimentary detailed Residex property profile reports that give you all the vital and historical price statistics for the suburbs that you are considering
  • Proactively & professionally manage your home purchase / refinance to ensure a seamless process
  • Discuss your insurance requirements

Experience

Whether it is purchasing or building your dream home or investment property, restructuring or consolidating your debts, I will guide you through this process to ensure that you achieve your objectives in the timeliest and most stress free manner possible.

Since 2001, I have assisted literally 100’s of clients, from first home buyers to experienced property investors, with their property and financial objectives and have a detailed understanding of lenders requirements and processes.

I welcome and look forward to you becoming a lifelong client.

Credentials and Awards

  • Diploma of Financial Services (Finance / Mortgage Broking Management)
  • Certificate IV in Finance
  • Authorised Australian Credit Representative
  • Member of Finance Brokers Association of Australia
  • Credit Ombudsman Service Limited Accredited

I am accredited with:

Accredited with over 25 different lenders including all the major banks, I have a detailed understanding of each lenders policies, loan approval criteria and processes for PAYG employees, self employed clients, companies and family trusts.

Pursuing your finance requirements with me will be akin to having your own life long personal banker, as you will have direct access to my mobile throughout the entire finance process through to settlement and beyond.

Make an appointment with Simon

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How I can help

Compare home loans

I'll find you a competitve home loan that suits your needs by comparing multiple lenders. Plus recieve your free property report,valued at $39.95.

Negotiate on your behalf

Leave the paperwork to me, I'll negotiate directly with the banks and lenders - saving you time and hassle.

Post settlement support

Our service doesn't stop when the home loan is settled. We'll keep in touch to make sure you're getting the most from your home loan.

Finance at any stage

First Home Buyer

Find out if you're eligible for the first home owners grant. I can assist with your FHOG application.

Buying Again

Residential or commercial properties. I'll liaise direct with your real estate agent, solicitor and banks on your behalf.

Investors

Empower yourself with knowledge before buying an investment property. Ask me about attending a free property update seminar.

Refinance

Consolidate your debts and potentially secure a better deal. I could save you money and make the switch quick and hassle-free.

My success stories

After 28 years of preparing tax returns and years of trialling both large and small finance broking services, it has been a professional privilege to introduce my clients to a Broker that not only understand his industry , but also the true needs of my clients.

David, VIC

I have referred numerous clients and family members to Simon for their funding requirements and the feedback that I receive from clients is one of total satisfaction. Simon’s approach is direct and very efficient; invariably he achieves the desired results that my clients seek.

Vito, VIC

I was looking to refinance my house and was referred to Simon by a friend of my family. Simon took the time to answer all my questions, shared his research with me and found me a great solution. I was extremely impressed with the service he provided and I continue to refer my friends to him.

Dean, Balwyn, VIC

I have bought a number of properties ‘off the Plan’, Simon and his team are specialized in this area and always have my best interest, top of mind. A pleasure to deal with.

Anonymous, VIC

Simon and team were fantastic from start to finish. Thoroughly professional and very pleasant to deal with. I was impressed and my experience left me thinking that eChoice has strong and dedicated focus on delivering a high standard service to its customers. A rare quality these days. Well done and thanks. With regards to improving your service l would say keep doing what you are doing.

Paul, VIC

Simon’s lender panel

AMP
ANZ
Bank of Sydney
Citibank
Collins Home Loans
Commonwealth Bank
ING
Macquarie Bank
Me Bank
NAB
Pepper
St.George Bank
Suncorp Bank
Westpac