Terms of Use

Change of Terms

eChoice has the right at any time to change or modify the terms or conditions
applicable to the use of this site.

Who owns this site?

This site is owned and operated by eChoice ABN 43 002 612 991 and its subsidiaries eChoice Home Loans Pty Ltd (ABN 61 069 528 463 , Australian Credit Licence 390502) & Pty Ltd (ABN 59 082 572 683 Australian Credit Licence 390528) . The user acknowledges that eChoice and the names of eChoices products are the intellectual property of eChoice. All material on this website is copyright Pty Ltd unless otherwise indicated. All other trademarks appearing on eChoices website are the property of their respective owners.

Who can use material on this site?

eChoice authorises the user to copy any material published by eChoice and
placed on this website for non-commercial use only, provided that any copied
material from the website retains all copyright or other proprietary notices and
any disclaimers.

How should I act on the information provided at this site?

The purpose of this site is to provide you with an information service. If you
think you may need investment advice, we suggest you approach a licensed
investment adviser. You are also advised to consult with a financial
representative prior to the execution of credit documentation with any financial
institution. Nothing in this site should be taken by you to be the giving of
investment advice.

Limitation of Liability

The eChoice website is provided on an as is basis without warranties of any
kind, either express or implied, including (but not limited to) warranties of
merchantability or fitness for a particular purpose, other than those warranties
which are implied by and incapable of exclusion, restriction or modification
under the laws applicable to transactions conducted on the eChoice site.

The user expressly agrees that use of the eChoice site is at the users sole risk.
Neither eChoice, its affiliates nor any of their respective employees, agents,
third-party content providers or licensors warrant that eChoice will be
uninterrupted or error-free. Nor do they make any warranty as to the results
that may be obtained from use of the eChoice site, or as to the accuracy,
reliability or content of any information or service provided through the
eChoice site.

This disclaimer of liability applies to any damages or injury from any cause
including, without limitation, failure of performance, error, omission,
interruption, deletion, defect, delay in operation or transmission, computer
virus, communication line failure, theft or destruction or unauthorised access
to, alteration of, or use of record, whether for breach of contract, tortious
behaviour, negligence or under any other cause of action. The user specifically
acknowledges that eChoice is not liable for the defamatory, offensive or illegal
conduct of other users or their parties and that the risk of injury from the
foregoing rests entirely with the user.

In no event will eChoice, or its agents or affiliates be liable for any damages,
including (without limitation) direct, indirect, consequential, special, incidental
or punitive damages arising out of the use (or of inability to use) the eChoice
site, and the user hereby acknowledges that the provisions of this section shall
apply to all content on the eChoice site.