Thinktank Commercial

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Thinktank Commercial

Founded: 2006

Lender Type: Commercial Property Lender

Owned by: Privately Owned

As an independent lender, Thinktank takes a different approach to commercial lending. They only offer commercial property loans for completed properties not for developments or new builds. As such, they excel in this area and are able to offer a more personalised level of service to their customers, as well as lower overall costs than what youd typically find with the banks. With Thinktank, you get a team of senior executives that have 20 plus years on commercial property and SME lending, a dedicated Relationship Manager, and a selection of loan products to cater to every type of SME situation.

Key Benefits

Competitive low doc loans
Excellent customer service
Fast approval times


No development or building loans
Rates are less competitive for full doc loan
No linked transaction accounts or supplemental banking products

Lending Products

Lending Product Description

Full Doc Loan

With their Full Doc Loan, you can borrow up to 75% of the loan to value ratio (LVR), up to $3 million. Loan terms go up to 30 years for all their loans and include flexible features like redraw and the ability to make early repayments. All loans can be set to a variable or fixed rate, or a line of credit loan.

Mid Doc Loan

With your last two BAS statements and six months of business bank statements or a supporting accountants letter, you can apply for Thinktanks Mid Doc Loan. You can borrow up to 70% of the LVR of your property. Loan amounts can go up to $2 million. With no ongoing fees and a decent interest rate, this is an attractive low doc commercial loan.

Quick Doc Loan

For minimal documentation, you can get a commercial property loan for up to $2 million with Thinktank. 30-year terms are available and you can still get this lenders flexible redraw and early repayment options. Borrow up to 65% of the LVR.


Thinktanks SMSF Loan is similar to its other commercial property lending products. You can choose the type of interest rate and youll pay zero ongoing fees. This loan also comes with redraw and early repayment options. Borrow up to 75% of the loan to property value, up to $3 million.

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