Thinktank

Thinktank

Founded: 2006

Lender Type: Commercial Lender

Owned by: Privately Owned

Looking to invest in a commercial property? Thinktank is a leading commercial lender with an excellent track record in their niche. They work primarily with SME businesses and individual property investors. A forward-thinking lender, you’ll find competitive fees, great customer service, and a variety of options for different borrowers such as low doc loans and SMSF loans.

Key Benefits

Very competitive rates for commercial lending
Excellent low doc loans available
Upfront about lending policy

Drawbacks

No loans for credit impaired borrowers
No construction loans
Lending primarily for urban properties

Home Loan Products

Home Loans Description

Full Doc Loans

You can borrow up to 75% of the property value and enjoy a competitive rate with a full doc loan from Thinktank. You’ll need the last two years’ worth of financial statements and tax returns.

Mid Doc Loans

Even if you don’t have everything for a full doc commercial property loan product, you can still get an excellent rate with a mid doc loan. This is a perfect choice for small business owners who may not have two years of financial documents but have the great credit and business earning the power to qualify for a competitive loan.

Quick Doc Loans

All you will need for this loan is a self-certification of personal and business income. The rate is slightly higher but it is still competitive for commercial property lending. Borrow as much as 65% of the property value.

SMSF

If you have a self-managed super fund and want to invest in commercial property, with Thinktank’s loan product you can enjoy a very competitive rate. Many people opt to invest in property to help cushion their retirement or expand their investment portfolio. As this can be a complex transaction, be sure to discuss your options with your financial advisor.

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