Victorian Mortgage Group

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Victoria Mortgage Group

Founded: 1964

Lender Type: Speciality Lender

Owned by: Privately Owned

Victorian Mortgage Group offers lending solutions to borrowers who may have been turned down by other banks. Unlike other speciality lenders, however, this mortgage provider focuses on offering flexibility in their loans. Funded by private borrowers, they have the ability to craft innovative home loan products. This lender has been around for decades and has the experience to know how to provide loan products to different types of borrowers that are both suitable and affordable.

Key Benefits

Rates are reasonable for high-risk borrowers
Flexible features
Good customer service


No low doc options
Higher rates for some loans
Require higher deposit

Home Loan Products

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Home Loans Description

Five Start Flexi

This loan product is great for individuals who have been turned down before because of stringent lending policies but who have the ability to repay a loan with a stable income. You’ll get a fair fee schedule and can enjoy plenty of options for paying down your loan including an interest only period and the ability to make additional repayments without paying a penalty.

Five Star Solve

For those who have had credit trouble in the past, this is a flexible loan product that can give you the second chance you deserve. Even if you’ve had a default or late mortgage repayments in the past you can still qualify. You can borrow up to 80% of the property value without having to pay LMI. You’ll have access to redraw and can make additional repayments when you want. Split loan and interest only options are available.

Five Star Assist

This loan is for those who have faced multiple issues in the past with late or missed payments or even defaults. You will have to pay a higher interest rate but the fees are reasonable and you will get the chance to purchase, invest, or refinance, despite your financial history.

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Victorian Mortgage Group