Victor Lagos

Victor Lagos

Victor Lagos

Home Loan Manager

  • M: 0450 313 606
  • P: 1300 902 435

A: Darlinghurst, NSW 2010

About Victor

  • Honesty & Transparency – I believe in being honest and transparent at all times
  • Find Solutions – If I don’t know the answer I will find it and provide it
  • Reliability & Communication – Keeping my clients informed and up to date delivering above expectations

It’s important you feel comfortable and confident working with me. This is your home we are talking about; doesn’t it make more sense to only move forward with a broker that understands you and listens to you? I believe it’s so important to be honest, transparent, and reliable.

Getting things done promptly and efficiently and communicating to my clients is key.

If it’s just about the transaction then I am not your broker, happy to recommend another broker. If you are looking at building a long-term relationship with a broker that will answer your questions, find the right solutions and refer you to like-minded professionals than please get in contact with me.

I look at every client’s situation holistically and look at ways we can work together to get my clients in a position where they can go to bed knowing their money is working for them now and for the future.

I focus on looking at where my clients are at right now and where they would like to be in the short term and long term and working together to get them there through optimisation of loan structure and automated financial infrastructure.


I have worked in Banking and Finance for 11 years. I understand how it works from the inside when it comes to credit cards, personal loans, car finance and leases and of course mortgages. I have worked as a credit analyst and have been the person who decides whether a mortgage application is approved or declined.

This gives me a unique insight to determine the likelihood of whether a loan will be approved before I submit to any lenders. It also means I can present the application to the chosen lender in a way I know credit staff like to review them. Ultimately this means faster and smoother approvals and settlements.

I have worked for property investment groups and understand the importance of research, and strategy. Combining this approach with effective loan structures for cash flow, tax minimisation, and risk mitigation I help my clients end to end in their property investment journey.

Credentials and Awards

  • FBAA Accredited Broker
  • Certificate IV Financial Services
  • Certificate IV Business

Make an appointment with Victor

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How I can help

Compare home loans

I'll find you a competitve home loan that suits your needs by comparing multiple lenders. Plus recieve your free property report,valued at $39.95.

Negotiate on your behalf

Leave the paperwork to me, I'll negotiate directly with the banks and lenders - saving you time and hassle.

Post settlement support

Our service doesn't stop when the home loan is settled. We'll keep in touch to make sure you're getting the most from your home loan.

Finance at any stage

First Home Buyer

Purchasing your first home is exciting. We've helped first home buyers just like you - from start to settlement.

Buying Again

Are you looking to downsize or upsize your property? While you may have done this before, it helps having an eChoice broker on your side.


We can help you achieve your investment goals by gearing your property portfolio with the right investment loan.


Refinancing could save you money, while improving your loan features and unlocking potential equity in your home.

My success stories

Reliable and easy to contact when needed. Had another broker beforehand and didn’t get anywhere but got things sorted with Victor. Taught us how to structure everything and the best way to go about things. Looking forward to growing our portfolio further with Victors help and guidance.

David, Camperdown NSW

I’ve recently been interested in learning a lot more about property investing. With guidance from Victor, he has helped me understand more about the real estate market and with a strategic plan to follow in how to get a foot in the market.

Lana, Bexley NSW

Victor did a lunch Q&A with our team. He’s a wealth of knowledge and is a really clear communicator! Shed light on so many questions, and is really upfront, transparent, sincere and down to earth. Best of all, he is ethical and has a real good heart and purpose behind his business, which I value deeply. Talk to him if you’re considering buying! I definitely will. Top bloke!

Zara, Darlinghurst NSW

Thank you SO MUCH for that excellent chat with us today Victor. You entirely demystified this terribly frightening world to me in a language I could finally understand for the first time despite my best efforts of reading and researching online. You’ve answered so many of the questions I’ve had in my head blocking me from taking the first important steps to securing my financial future which is a big priority for me at this point.

Julia, Darlinghurst NSW

Victor’s lender panel

Adelaide Bank
Bank Australia
Bluestone Mortgages
Heritage Bank
Macquarie Bank
Me Bank
St.George Bank
Suncorp Bank