Better known for their lending and banking products, Westpac also offers a selection of personal insurance products with convenient features such as 24/7 claims and an easy online application process. Aside from bringing the convenience of all-in-one banking and insurance, Westpac stands out for their special discounts. They regularly offer both standard and seasonal promotional offers, including no claims bonuses, a discount for applying online and savings for combining policies. This means you can easily lock in lower rates and save on your insurance. They also offer plenty of flexibility within their policies so you can tailor your plan to your needs and budget.
Excellent selection of discounts and specials
Choice to have extra cover if you want it
Easy application process
Missing the personalised service of smaller providers
Without discounts policies can be expensive
Cheaper policies only offer minimal cover
Protect your home and personal property with Westpacs flexible Home and Contents policy. You can choose from 3 different levels of cover to make sure you get the protection you need for your property, both your home and your personal items. With Essential Care, youll get standard cover for the general insurable events, such as storms, flood, fire and malicious acts, as well as legal liability for up to $20 million. Essential Care includes a modest safety net, and cover for watches and jewellery and artwork. You can get additional protection for things like accidental glass breakage and electrical motor burnout with the Quality Care and Premium Care level policies.
To give you peace of mind that your property investment is safe, with Westpacs Landlord Insurance you can get comprehensive contents and building protection. Whether you choose their Essential Care or more dynamic Quality Care policy, which includes accidental glass breakage, electrical motor burnout and a safety net of 10% of the insured sum in the case of loss of rent, youll have your bases covered. You can also opt for additional extras to protect you from tenant default or malicious damage. No charge for paying your premium in monthly instalments.
Westpac offers an attractive Car Insurance policy if you want full cover. It includes rental car, reasonable towing fees, loss or damage up to $5,000 and legal liability up to $20 million. You can save on your policy if you exclude drivers under 30 and if you purchase your policy online. The no claims bonus is excellent for safe drivers you can save as much as 65%.
Westpacs Travel Insurance includes all the features youd want from a comprehensive policy cover for overseas emergency medical assistance and hospital expenses, luggage, travel document and credit card protection, and personal liability cover. You can opt for an annual multi-trip policy for frequent travelling and are always free to cancel at any time.